Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Honest Review
The Coverage is fabulous! honest feedback is they use to be quicker at reimbursing. Was weeks now about a months time. Also thought I was getting a gift card for referring two different clients. Turns out the offer wasn't good in NY. That was very disappointing. AND this is GREAT COVERAGE at a GREAT VALUE!
Insurer: Nationwide
By: Donna
Could not be happier!
Got the insurance hoping to never have to use it but unfortunately at 8 moths old our puppy started having problems. Two weeks ago he had a full hip replacement. This would not have been possible without the insurance. The claims were handled quickly and easily, the customer service reps were compassionate and wonderful. What a blessing! Now Jordan can work on healing and will be running around and playing in no time!
Insurer: ASPCA
By: Christine
Easy to use, good plan
Claim processing has been fairly quick and as expected, in terms of coverage. Billing has been odd during the transition from coverage from my payroll to my personal payment. Extra payments were taken as well as monthly autopayments started. I've been told it will work out by the 12-month period end to not exceed the annual charge.
Insurer: Nationwide
By: Jen
Fantastic company!
I'm very happy I chose Embrace for my puppy's needs. They are very courteous and helpful when I call with questions. They also are very prompt when handling any wellness claims I submit.
Insurer: Embrace
By: Loretta
Very Thankful for ASPCA Pet Health!
I have had ASPCA Pet Health Insurance for my dog for the last 7 years. He’s now 12 and I’ve needed to use the insurance on several occasions. It’s been extremely helpful to have in times of need and stress. Now that you can file through an app on your phone, it’s so easy, and you get reimbursed within weeks. I tell anyone with a pet interested in insurance to go with ASPCA.
Insurer: ASPCA
By: Joan
Good service with my last pet and just started with our new pup.
They covered emergencies and my dogs hospitalization. I wish I would of taken on a higher line of coverage. This time, I did.
Insurer: AKC
By: Charlene
Claims were paid quickly
The claim was paid quickly and hassle-free!
Insurer: Trupanion
By: Leaf
LOVE ease of claims submission.
LOVE ease of claims submission. Thorough explanation for denials. Ease of appeal process, with reasonable outcome. Great customer service from people who genuinely care!
Insurer: Trupanion
By: Mary
Trupanion has paid my claims as expected and the people are great to work with.
Trupanion has paid my claims as expected and the people are great to work with...they are polite, professional and knowledgeable.
Insurer: Trupanion
By: Dina
Great service.
Great service. Never any issue with coverage.
Insurer: Trupanion Canada
By: Amanda