Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


October 30, 2018

Great insurance - easy, compassionate, efficient, great coverage

Embrace covered all of our claims with no questions. They provided a form with all of my pet's info on it, that I then provided to my vet. They were fast and efficient in providing reimbursement. They were responsive when I had specific questions about coverage and extremely compassionate when our beloved pet died due to cancer. The coverage was well worth the money and enabled me to make decisions regarding care based on my pets wellbeing without having to think about the expense. In the end it provided a savings.

Insurer: Embrace

By: Sylvia

Useful
October 30, 2018

Best Decision Ever

Getting pet insurance was the best decision we made when we got our Bulldog puppy, Larry. English bulldogs are a breed unto themselves and within the first 5 months we've had many "first time puppy owners" visits to the vet. Having the pet insurance has ensured that we don't have to weigh our options for different or lesser treatments options, ensuring we keep Larry happy & healthy and us financially stable.

Insurer: Nationwide

By: Alyssa

Useful
October 30, 2018

Best Investment you can make for your pets health!

When we adopted Ernie, I investigated which company to buy pet health insurance from very thoroughly. I am very happy with Nationwide and the policy Ernie has with them. It is the Cadillac of pet insurance policies. The descriptions of the plans were very good and explained what was covered and what was not covered. I decided to go with the 90% reimbursement and $250 deductible plan. (Ernie has better health care than I do!) He has had a few medical issues pop up in the last 3 years and we are incredibly thankful for Nationwide's pet insurance plan. It even covers his Prescription food that the vet put him on! Can't say enough about how great Nationwide Pet Insurance is for us!

Insurer: Nationwide

By: Michael

Useful
October 30, 2018

Not just pet insurance - divorce insurance also

My 8 year old girl, Niki, recently needed TPLO surgery for a ruptured CCL. My fear before Healthy Paws was something like this would happen and I would be all for the surgery, while my husband was telling me it was too expensive. With Healthy Paws this was never a conversation, we only had to make a decision on what type of surgery she would have, not whether we could afford the surgery. Many fights were avoided and my Niki is on her way to recovery. Healthy Paws processed my claim quickly and cleanly and even sent inquiries on Niki's progress, making me feel like they really care about my dog and my family. I highly recommend this company!

Insurer: Healthy Paws

By: Kristy

Useful
October 30, 2018

thanks for your quick support and response

the insurance was supportive and responsive at the time of the claim, without problems they covered 90% of the expensive hospital bill of my dog which was over 3k

Insurer: Nationwide

By: john

Useful
October 30, 2018

Thank Goodness for Nationwide

This year we found out that our beloved 7 year old German Shepherd has an autoimmune disease. although this is manageable with medication, it could be a long road for Colt. I work for a company that offered pet insurance for the first time last year. I am so thankful that we chose to join this plan! Nationwide has been awesome!

Insurer: Nationwide

By: Karyn

Useful
October 30, 2018

Love having insurance on both of our Golden Retrievers but wish the reimbursement period was shorter.

We don't know what we would have done without the reimbursement we received when Einstein, our 18 month old Golden Retriever, ate something that could have caused serious harm to him. Knowing that we would receive reimbursement made the stressful situation much less stressful. The only thing I would wish for is quicker reimbursement. We had to wait a full 30 days for reimbursement. I had provided all necessary documentation and since no one contacted us for more information what I provided was sufficient. It was unfortunate that it took so long to get our funds back.

Insurer: Nationwide

By: Laura

Useful
October 30, 2018

Best pet insurance ever

We are very happy with Nationwide. They cover everything they say they will and as long as I send the correct info I receive whats covered promptly, thank you.

Insurer: Nationwide

By: Anthony

Useful
October 30, 2018

Efficient

I submitted all our claim docs and within 1.5 weeks, we received a payment, so it made the process very easy

Insurer: Nationwide

By: Paul

Useful
Verified October 30, 2018

Affordable, compassionate, life saving and lifetime coverage

I can't say enough good things about Trupanion Insurance. When I bought this for my little min pin just in case she broke a leg, I never dreamed she would get megaesophagus and pneumonia. Without this coverage, I would not have been able to afford all the wonderful care she requires and is now receiving. After meeting the deductible, getting back 90% from all my bills and having her covered for life for this condition is more than I could have imagined was possible! I highly recommend this insurance to every pet owner. You'll be amazed at what this coverage provides and how it make caring for your dog affordable. The claims process is super easy and the response time is super fast. Who could ask for anything more??!! Thank you, Trupanion.

Insurer: Trupanion

By: Judy

Useful

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