Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


January 24, 2019

Lovehaving Nationwwide on our side

I never have an issue with submitting claims or getting them paid. I love knowing that my fur-baby is protected in case of an emergency or even just normal day to day health care. I would highly recommend their service.

Insurer: Nationwide

By: Stephanie

Useful
January 24, 2019

Insurance claims, cover veterinary visits, etc

I pay 100/ month they say they cover 90% veterinary visits and etc. i have a 250 deductible with makes no sense when you go to the vet. I keep paying and seeing nothing back. Thats only gonna work when my dog its old and bills are gonna eventually get expenssive. So for 8 years i pay 100\month for them to do nothing for me Since i still pay vet bills. Very disappointed. Smart people learn by their mistakes. Dont make same mistake as me. I will never go back to nationwide. They also very pick when they have to pay you. My dog had a leg insujry and they gave me the hardest time to pay me back 90% pf my 4367.59. Took a lot a calls and couple consulting with my lawyer before i got the payment. This is very sad when you have the money and you are willing to have a fair treatment by your puppy health insurance.

Insurer: Nationwide

By: Jake

Useful
January 24, 2019

nationwide is so reliable and prompt in paying

Nationwide has been wonderful i dealing with our kitten's injury. The expenses were enormous and they paid promptly

Insurer: Nationwide

By: Rhonda

Useful
January 24, 2019

Wonderful and so easy!!

I have recently submitted a couple claims for my cat and nationwide was prompt in responding and made the process so easy! They even checked back in with me to see how he was doing after his visits! Excellent.

Insurer: Nationwide

By: Sarah

Useful
January 24, 2019

Timing is Everything

My only complaint really is processing time. It takes on average 30+ days to get a claim processed. It’s just tough sometimes waiting that long. On average car insurance claims take 5-10 days and regular human healthcare claims about 20 days. I do recommend your insurance company with the caveat about processing time. Otherwise your company is great, friendly, helpful!!

Insurer: Nationwide

By: Melissa

Useful
January 24, 2019

Surgery Help

We knew as a puppy that we would have our hands full between the energy and personality and opted for the whole wellness plan with Nationwide. So happy we did. From covering routine wellness checkups, to the big ACL surgery recently they have been a huge help and are quick with turning around claims, even the large ones that set you back and you really rely on that reimbursement. Very happy with their services and the ease of filing claims no matter how big or small.

Insurer: Nationwide

By: Jennifer

Useful
January 24, 2019

Thank you Healthy Paws for being there for my dog!

My dog is thankfully healthy but recently had a accident that required a pretty serious surgery. He is family so we would have done whatever it takes to get him well but without Healthy Paws the financial burden would have been great. His insurance plan is worth every penny! They processed the claim without delay. We received reimbursement less than 2 weeks after his surgery AND they checked in to see how his recovery is going. Wonderful customer service, I wish human health insurance worked this great! I am thankful I chose Healthy Paws!

Insurer: Healthy Paws

By: Erika

Useful
January 24, 2019

Claim was covered

This claim was approved which is great. It was easy to submit claims and i appreciate the explaination of benefits that is provided after claim review. The negative is that sometimes it takes a very long time to hear back after submitting a claim, and other times claims were not approved d/t pre-existing condition that wasn’t actually pre-existing.

Insurer: Nationwide

By: Clarisa

Useful
January 24, 2019

Took a long time, but overall good

Overall, I am happy with this plan. There is a learning curve with submitting claims as I didn’t do it correctly at first. It did take 4-5 months for reimbursement, but that is because nationwide contacted my vet themselves after wanting more information than I was able to provide, so I’m sure that slowed the process.

Insurer: Nationwide

By: Noelle

Useful
January 24, 2019

So happy to have this insurance.

My first dog had A LOT of medical problems, and I had no insurance. When I got my second dog, I didn't get insurance for her either (dumb!!!). Unfortunately, she had several issues, and she cost me a fortune too. Between the 2 dogs, I probably could have purchased a nice car with the amount I spent on vet bills. When I rescued Ella, I didn't take any chances. I immediately purchased the best/broadest pet insurance coverage I could find. She's had some minor issues, and it's been great to be reimbursed for 90% of the costs. I'm hoping she doesn't have any major issues in the future, but if she does, I am confident that my out-of-pocket costs will be manageable because of her Nationwide pet insurance! :)

Insurer: Nationwide

By: Lisa

Useful

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