Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


March 27, 2026

Was very happy with the ease of the…

Was very happy with the ease of the claim! Happy to have insurance for my new baby!

Insurer: Trupanion

By: Valerie

March 27, 2026

It was very disappointing that…

It was very disappointing that Trupanion found almost a $1,000 in 'exam fees' during emergency room and surgery stating that exam fees during emergency surgery should be budgeted for. It does not make any sense to put them in the same category as a yearly exam. Also the misapplication of the coinsurance and using that to effectively to increase the deductible to $1,100 before Trupanion covered anything. This makes it extremely hard to recommend company to others.

Insurer: Trupanion

By: John & Rachel

March 27, 2026

Good

Easy to check claim status and see what was covered once claim was finished

Insurer: Pumpkin

By: Ge

March 27, 2026

Always amazed at how fast and seamless…

Always amazed at how fast and seamless your claim processing is. Filed Wednesday afternoon, money in my account the next day!

Insurer: Trupanion

By: Tom Skaar

March 27, 2026

You issued a payment to my Furlife Vet…

You issued a payment to my Furlife Vet claim but have not paid me or the vet. You will make me wait 3 weeks for payment. That is unacceptable.

Insurer: Trupanion

By: JB

March 27, 2026

Easy Process

Quick and easy claims navigation on app- and good communication throughout the process.

Insurer: Fetch

By: KAREN LYONS

March 27, 2026

First time using Pumpkin

Had to use Pumpkin for the first time. My dog ate something he want supposed to and they covered 90% above my deductible. Very easy and fast claim service. Glad I have it

Insurer: Pumpkin

By: Tim

March 27, 2026

Fast and easy to put in a claim and…

Fast and easy to put in a claim and payment is fast also .

Insurer: Pumpkin

By: Vanessa Ciranni

March 27, 2026

Easy procedure to file claims

Easy procedure to file claims. Great communication throughout process.

Insurer: Pumpkin

By: Ben

March 27, 2026

Claims are always processed so quickly

Claims are always processed so quickly! Having Pumpkin gives us great peace of mind.

Insurer: Pumpkin

By: Sharlene

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