Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


July 18, 2026

Great customer service very easy…

Great customer service very easy reimbursement process.

Insurer: MetLife

By: Deborah Lark

July 18, 2026

After 8 years of paying Healthy Paws…

After 8 years of paying Healthy Paws Pets insurance for my dog (now aged 10), this company does not have respect or courtesy to long time patrons. My dog came from a rescue as a mixed breed. I may have assumed or written down a “chihuahua mix” in paperwork at the veterinary clinic we go to. (Also, chihuahuas are known to live longer lives bc of their size.) After I have reduced coverage to 50% with a $1000 deductible. Used to have 80% coverage with a $500 deductible. I’m still paying almost $100 a month, they send me an email telling me that if my dog is a chihuahua mix that they are increasing my premium and if she’s not, my vet will have to fax them with the proof! I’ve never had a DNA test and I wasn’t about to pay for one just bc they are disrespectful about it and bullying me. Never once in 8 years was there any mention of a problem with my rescue dog’s mixed breed. My dog has been healthy all these years. What a waste of money. Just set aside $50-$100 a month for your pet. Do not waste it on pet insurance with a company that is discriminating pet’s breed and age and try any excuse to increase your premiums. They are very disrespectful. They left me on hold for 30 minutes and when the call dropped they didn’t call back and I waited another 25 minutes. They are the worst!!

Insurer: Healthy Paws

By: Christine L

July 18, 2026

Processing was quick

Process was quick and representatives were very helpful. The only thing I would complain about is the app, I would try to add documents to an existing claim and it would create a whole new claim, what should have been 1 claim turned into 3.

Insurer: MetLife

By: customer

July 18, 2026

Always an easy and seamless experience…

Always an easy and seamless experience to file claims and receive a refund. Signing up for MetLife pet insurance is one of the best decisions I’ve made and I always refer them to friends and family who have pets too.

Insurer: MetLife

By: customer

July 18, 2026

PROMPT and SPEEDY Processing of Claims -

Trupanion quickly processes claims and the payment goes directly to my vet. This was extraordinary and much appreciated.

Insurer: Trupanion

By: customer

July 18, 2026

easy process

It was the easiest claim I submitted since having insurance. Every time I got it returned and I always had the same set of statements uploaded. It was nice to have no issues and actually get reimbursed this time.

Insurer: MetLife

By: Anastasia Bahadur

July 18, 2026

Pet’s Best is the absolute

Pet’s Best is the absolute, most amazing Pet Insurance company I’ve ever had. I have two cats with medical conditions and whenever I put in a claim or have to speak to a representative, they are always extremely helpful and the claim goes through quickly. I highly recommend this pet insurance to anyone who is currently looking!

Insurer: Pets Best

By: Ursula

July 18, 2026

Easy claim submission & reimbursement

Easy claim submission & reimbursement

Insurer: Pets Best

By: Sara Reynolds

July 18, 2026

MetLife Pet is the best

MetLife Pet is the best. simplest no hidden fee or coverage surprises. Simple claim processing.

Insurer: MetLife

By: Trish

July 18, 2026

Pumpkin responded quickly and took care…

Pumpkin responded quickly and took care of most of the medical bills when my dear puppy was bitten by a rather large rattle snake.

Insurer: Pumpkin

By: Kathy

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