Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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BEST Pet Insurance You Can Buy!!!!!!!!
I cannot possibly say enough good things about Nationwide pet insurance! We have an 11 month old Great Dane, who unfortunately had a leg accident a few months ago. Nationwide covered the percentage they promised, plus all of his wellness checks and vaccines to date! I researched a ton of pet insurance companies, and no one comes close to the value and quality of Nationwide!
Insurer: Nationwide
By: Claudine
Best decision in getting a pet
This is the one thing you hope you never need but are so glad to have it. I brought my puppy home January 2018, his problems started in May with pain in his neck/back. 3 visits to the vet in a week, no idea the cause but steroids helped. September same thing, again steroids helped but he was still in pain. I tried acupuncture & laser therapy to no avail. Meantime, he had surgery for swallowing an entire toy. 2 days after that he spent a night in the ER. He saw a neurologist in Nov 18 and she was able to diagnose him right away & he's been treated monthly since. He also swallowed 2 socks, needed an endoscopy. Due to his back issues, his skin started to calcify so he's now also seeing a dermatologist. Nationwide has covered all of it per terms of my plans. 90% after deductible. They have always paid within 30 days. Submitting a claim is so easy, you can do it via email. I have not once had an issue or been denied. Having this insurance has made a huge difference for me & my dog. He is on the road to recovery on all his issues and Nationwide's service and cost makes me not hesitate to recommend them anywhere. I've been told by many others they have pet insurance but it never pays for anything. I am so relieved I am with Nationwide & I don't have to worry about making health decisions for my dog based on cost (though I do try to save whenever I can).
Insurer: Nationwide
By: Katie
Easy to submit a claim
I have had to submit several claims for my puppy. Some standard visits, one a sick visit. It is so easy to submit a claim online and I have always gotten a quick response and payment.
Insurer: Nationwide
By: Jill
Nationwide has been a wonderful insurance plan for both of our dogs.
I recommend Nationwide to everyone getting a pet. My husband and I have been so pleased with the coverage. We have two dogs and one of them has had some serious, costly problems. Nationwide has fulfilled its promise.
Insurer: Nationwide
By: Barbara
I wish my health insurance was this easy and comprehensive
I'm so glad that I purchased this insurance. It's easy to submit a claim and the refund was fast. When my dog became ill, he needed me to be able to focus on him, not just worry about how I was going to be able to pay for treatment. Nationwide made that possible and he is improving. Facing a large, unexpected bill was scary and without the insurance, I don't know if the outcome would have been this good. If you want to be able to make decisions about your pet's health based on what is best for him/her and not based on cost alone, this is the answer.
Insurer: Nationwide
By: Michelle
Very please with the reimbursement, have referred Nationwide pet ins to several people since
Seamus is doing very well after his surgery. I really appreciate that the reimbursement was good. It was extremely helpful to my family and helped us concentrate on his care. He had a very ugly looking cyst that was growing rapidly and getting very irregular. We were worried.
Insurer: Nationwide
By: Colleen
Finally got around to submitting claims
Nationwide was quick and concise processing a bunch of claims I took months to organize and submit. The good news is I got just about enough money to pay for a surgical procedure a week later. Standby for another claim.
Insurer: Nationwide
By: Laura
Not worth the money
My husband and I decided to try this since it was offered through his employer's insurance plan. Our dog has Separation Anxiety due to a previously crappy life in and out of dog shelters and bad homes. He is on a prescription through our vet for Clomicalm to treat his anxiety. We were not told beforehand about it being considered a pre-existing condition, and I was actually told in the beginning by a Nationwide customer service rep that his medications would be covered as long as it wasn't preventative (such as flea/tick or heartworm). After I go to the trouble to get my vet's office to send over the prescription for his Clomicalm to Nationwide, I follow up with them only to be told they wouldn't cover it because it was a pre-existing condition. While I understand the need to have this rule for human insurance policies, I think it's dumb that they are applying to a pet's policy. The policy also has a $250 deductible, which honestly, is roughly what my dog's yearly vet bills total anyway. This is sych a waste of money. This insurance is only good if your pet is undergoing some massive surgery for cancer or something (which, to be honest, is when you really need to make the decision to put the animal down anyway since they don't live as long as we humans do). My husband and I are canceling our policy.
Insurer: Nationwide
By: Dorie
Dissappointing at best
With the claim of being associated with the ASPCA, I had high hopes for this insurance company. Unfortunately, 90% of my claims have were denied. My dog had an accident and injured his rear knee before coverage. They use that accident to lump most of my additional claims as a preexisting condition because of his knee injury. The dog is sick with a cold, well that is a previous condition, the dog got allergies during the coverage period, you guessed it, that is a preexisting condition. Do not waste your time or money with this insurance company.
Insurer: ASPCA
By: Alex
Super easy to file and got reimbursed easily
Super easy to file a claim, no push back or anything unpleasant at all. I just attached the vet invoices and submitted on my phone, and waited a few days and my claim was processed without any difficulties.
Insurer: Nationwide
By: Tong