Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 06, 2026

Happy with Fetch

Easy to follow instructions on app. Turn around for reimbursement was acceptable. Customer service is good.

Insurer: Fetch

By: Pam

April 06, 2026

Easy and straightforward coverage

This is so much simpler and straightforward than anyone ever led me to believe. Refunds come quickly and any thing that isn’t routine care is covered. Covered two surgeries and multiple ear infections. I will always have this insurance for my dogs in the future.

Insurer: MetLife

By: customer

April 06, 2026

First claim for our new puppy

This was my first claim for my new puppy and it could not have been easier! It was a very stressful time trying to make sure our puppy was okay and after multiple vet and ER visits, it was time to submit the claim and it took me probably 10 minutes. MetLife was so quick to review and provide reimbursement that it made it one less thing to worry about while we made sure our puppy was feeling better. Nothing but great things to say about this experience with MetLife!

Insurer: MetLife

By: Customer

April 06, 2026

Poor customer service and coding

Claim was coded incorrectly based upon a previous claim from 1.5 years ago. Told I had to appeal the claim by having vet provide additional documentation on claim. Plus I got an attitude from customer service rep.

Insurer: Trupanion

By: Andrea

April 06, 2026

Submitting claims is easy

Submitting claims is easy, efficiently processed and paid quickly

Insurer: MetLife

By: customer

April 06, 2026

It was very easy to submit claim

It was very easy to submit claim. My invoice had all the information needed & an email was sent to ask what payment type I would like.. the claim was paid quickly . Great service from a trustworthy company.

Insurer: MetLife

By: Denise Owens

April 06, 2026

Quick response to the vet for our claim…

Quick response to the vet for our claim during a visit

Insurer: Trupanion

By: Andrea

April 06, 2026

You make the process smooth

You make the process smooth, relatively easy and efficient and we appreciate your quick turn around on reimbursement! Thank you!

Insurer: Fetch

By: Rita Sue

April 06, 2026

Prompt attention prompt in processing claims for my…

Very prompt in processing claims for my two Cavapoos! Thank you!

Insurer: Fetch

By: Mary Ann Hartzell-Curran

April 06, 2026

Dedicated company

Pumpkin has been there to support my furry family. The quick response time to claims as well as PNow has been truly a life saver. Without the support of pumpkin, there would have been some difficult conversations with my family. The dedication this team has to its clients through claims and support are making a difference to all pet owners.

Insurer: Pumpkin

By: Robert D

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