Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


September 13, 2019

Ease of submitting claims.

I had pamphlets from different pet insurance companies, however, after speaking to several people I chose ASPCA. They came highly recommended and rightfully so. Submitting claims is easy, confirmation and payment is quick.

Insurer: ASPCA

By: Pat

Useful
Verified September 13, 2019

Unbelievably quick and so friendly

Our little Freddie got sick almost as soon as we took him in, which has been nerve-wracking dealing with vet and specialists trying to find out what is wrong. But Trupanion has been there for us, paying for tests and medication and even his first two bags of prescription food. We're still not sure what's wrong with Freddie, but at least we'll never have to worry about the cost of his care. They pay so quick, and are so friendly and empathetic. I wish human health insurance companies were like this.

Insurer: Trupanion

By: Paula

Useful
September 13, 2019

Great insurance

The claim are always easy and it helps a lot with my vet bills.

Insurer: Nationwide

By: Elaine

Useful
September 13, 2019

Nationwide provides the best service and coverage

Nationwide provides outstanding and hassle free claims processing, excellent customer service and value for money. We are fully satisfied with all aspects of our pets’ insurance coverage. We highly recommend this company.

Insurer: Nationwide

By: Anita

Useful
September 13, 2019

Best decision I have made to get pet insurance with nationwide

Nationwide has been nothing but fantastic ! They have great knowledgeable workers and they just make it easy for us to submit a claim and even better , easy to receive our reimbursement ! Love this company !

Insurer: Nationwide

By: Erica

Useful
September 13, 2019

Don't waste your money!

they barely cover anything. There always a catch for everything. They do their best not to rein-burst you. you end up paying more for everything. I basically wasted 1,000$ on my dog and only got 200$ back has my reinburstment. I pay 70$ a month and have a deductible of 500$. I would've thought I wouldve gotten more money back? don't wasn't your money with these people.

Insurer: Pets Best

By: Alexus

Useful
September 13, 2019

Nationwide is a good choice for your pet.

I am very happy and pleased with the recent coverage of Belles injury! The monthly cost is a little high for a dog who is 8 and had no prior serious problems, however I am pleased with the coverage of her ACL injury! She is doing ok but the sensitivity to reinjury is high. We are doing our best to keep her quiet and somewhat confined. It’s just a matter of time and hopefully will not need the surgery. We shall see. Thank you for inquiring!

Insurer: Nationwide

By: Eileen

Useful
September 13, 2019

Wish reimbursement limits weren’t so low

For the most part I’ve been comfortable with the coverage. But the reason I got the policy when Elvis was a puppy was so that when he was older and I was faced with costly treatment that I could more easily get him the care he needed. The coverage for his most recent treatment was the exact example I had in mind 8 years ago. Easily treatable cancer. I didn’t think twice about agreeing to the surgery. But I was reimbursed about one third of the cost. I wonder if instead of paying the premium for eight years I would have better off to put that money in a savings account set aside for vet expenses. Maybe.

Insurer: Nationwide

By: Alex

Useful
September 13, 2019

Great service

I was a bit skeptical about how the claims would work but afternoon doing the first I am now at ease. The process took about a week and as I’ve had questions they’ve gotten back to me super fast.

Insurer: Embrace

By: Lisette

Useful
September 13, 2019

Great customer service

I have used Hartville for a couple dogs and always had great service. Claims are always handled quickly and efficiently. Highly recommend.

Insurer: Hartville

By: Kim

Useful

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