Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


September 30, 2019

Peace of Mind and Ease of Use

I've told everyone I know that pet insurance is a must - and ASPCA Pet Insurance has been a great provider. I've never had to make hard choices regarding my animals' care, because I know their medical expenses—for tests, medications, and procedures—are covered. Usually they only need preventive care (checkups, etc.) but the couple of times they've needed more, whether for an accidental injury or illness, I've had the peace of mind of knowing I don't have to worry about vet costs. I recently used the 24-hour vet line during a late-night emergency and that was incredibly helpful too. Claims are easily filed online and paid out promptly, so all in all I've had a great experience!

Insurer: ASPCA

By: Lydia

Useful
September 30, 2019

I love Embrace

My 7 year old boxer, Boomer had TPLO surgery. It’s been a very stressful time but Embrace has made the insurance claim quick, easy, and simple. They are a great company and I highly recommend them! Thank you, Embrace!

Insurer: Embrace

By: Wallis

Useful
September 30, 2019

Best and easiest insurance company to work with.

I have two dogs covered through Nationwide pet insurance. Their service is great. The claim process is very simple and they provide multiple ways to submit. Claims are also resolved in a timely manner. Very easy to do business with them.

Insurer: Nationwide

By: Laura

Useful
September 30, 2019

Wish they had less exclusions but appreciate the prompt claim payments.

Great customer service. Quick claim payments. Wish they had less exclusions but I think thats about the same no matter which pet insurance company you use.

Insurer: Nationwide

By: Sondra

Useful
September 30, 2019

Glad I got dog insurance!

This is my 4th dog, and after going through Cana er treatment with my last dog, I decided I was going to get dog insurance for my new pet! I’m so glad I did - as all puppy’s do, he got into some things he shouldn’t have and has been having some intestinal problems - a lot of trips to the vet, and emergency vet. Nationwide has been very good about paying my claims, and it is so easy to fill out the form and submit it - best thing I ever did - I highly recommend this company for dog insurance!

Insurer: Nationwide

By: Karen

Useful
September 30, 2019

Best pet insurance around!! Wouldn’t switch for anything!

I have had Nationwide (formally VPI) for 13.9 yrs. They have always come through for me for both of my fur babies. It’s such a weight lifted off my shoulders when I have to bring them in for anything because I know that Nationwide has my back (financially). They are caring and fast with the turn around time for claims. Thank you Nationwide for “being by my side”!

Insurer: Nationwide

By: Angela

Useful
September 30, 2019

They keep their promises!

I have made a handful of claims and almost everything I expected was covered! My dog has had some issues and I was worried I would have trouble getting things covered, but they always came through. Only complaint is that it takes a while (6-8 weeks or so), especially on big claims, for the money to come through.

Insurer: ASPCA

By: Gina

Useful
September 30, 2019

Excellent claim service!

Thank you for checking up on Tucker. He is back to his normal playful self with a six inch surgical scar on his belly! Your help with the cost of his medical care was appreciated. The ease of making our claim and the swift response we received with payment was exceptional service. We are very pleased that we chose to insure our dogs with Nationwide and recommend your coverage to all of our friends with dogs. Thank you so much for the excellent service we received with our recent claim! Best regards, Sandra Howle (And, of course, Tucker!)

Insurer: Nationwide

By: Sandra

Useful
September 30, 2019

Execelent service

Prompt service of my claims

Insurer: Nationwide

By: mark

Useful
September 30, 2019

Reliable

We were able to bring Jake to a new animal hospital on Labor Day when he got sick. We did not have to worry and most of the fees were covered!

Insurer: Nationwide

By: Wendy

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.