Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Best insurance
Having Embrace for my kitties was one of the best decisions of my life. When one of them was diagnosed with soft tissue sarcoma it was devastating. Fortunately we were able to offer him the best treatments available because we had the insurance . Unfortunately Mishi passed in August but he had 4 years with a great quality of life. It was beyond words painful to loose him but knowing he got the best care possible gave us peace of mind. THANK YOU to the Embrace team for making the entire process of sending the claims and reimbursement easy. We couldn't have done it without you. I would 100% recommend Embrace to all pet parents.
Insurer: Embrace
By: Claudia
Fast service
Thanks for your easy claim filing and super fast payments I recommend to my friends all the time!!
Insurer: Nationwide
By: Rose
Happy to have Healthy Paws on our side when we needed them
I'm lucky to have a happy, healthy, and very active young dog. With endless energy, it's easy to think he's invincible but injuries can happen to anyone and often out-of-the-blue. When he got hurt, having to deal with doctors and tests and surgery was quite a process. I've been a Healthy Paws customer for a few years now and appreciate how easy they made the claims process. It was easy to upload documents and they processed my claim remarkably quickly. Healthy Paws made sure I was able to focus on helping my dog get better and not have to worry about medical bills. I would recommend them to any pet owner. Like all insurance you hope you'll never need it but the peace of mind alone makes it entirely worthwhile.
Insurer: Healthy Paws
By: Armen
Best Insurance Ever!
If you have a Frenchie you know how much you visit the vet! It can be overwhelming but having Nation Wide Pet insurance has been such a relief. The claim process is fast and easy! The best insurance ever, I promise you!
Insurer: Nationwide
By: Jess
Amazing company, quick reimbursement, and very considerate and helpful. Highly recommend!
Healthy Paws has been amazing. My dog needed to have 2 ACL surgeries and they were there every step of the way and the reimbursement checks came in extremely quick. I highly recommend them.
Insurer: Healthy Paws
By: Ricky
Ease of filing and quick response!
Easy to file claim and quick response.
Insurer: Nationwide
By: Thomas
Trustworthy
I enrolled my little girl with Nationwide Insurance (it was under a different name at the time) the week after purchasing her. Nationwide has NEVER hassled me over a claim and has always paid on claims per their stated policy coverages. I have been extremely grateful and pleased with Nationwide's pet insurance.
Insurer: Nationwide
By: Susan
Claim Denial
We have a 9 month old Frenchie. Knowing they do come with health issues we shopped for pet insurance. When we spoke with Trupanion, on multiple occasions, we specifically asked about "palette" surgery. Each time we were told it would be covered because its a known health condition for French Bulldogs. 9 months later, we learned that our Frenchie needs the surgery. We submitted a claim and were quickly told it would not be covered. The reason for the denial was that it was a "pre-existing" condition. They advised that during our puppy visit with our vet records showed that he would likely, at some point, need that surgery. Due to that puppy visit, Trupanion classified it as a pre-existing condition. Trupanion also failed to tell us that we would have to pay a $700 deductible with EVERY illness and that there is a 30day waiting period. Our Frenchie also has been rushed to an emergency vet with pneumonia which they didn't cover much of. Trupanion is a typical insurance company, build on lies and unethical policies.
Insurer: Trupanion
By: Heather
No muss no fuss no bother. All claims processed efficiently and paid very timely and without any hassle. Highly recommended.
"Hoagie" has a lot of issues the vets have told us but because we have Nationwide Pet Insurance we are able to provide him the best of care that exists in veterinary medicine today. We highly recommend Nationwide for every pet owner. They have never questioned any of Hoagie's claims and have processed them efficiently and paid them promptly. One of the best decisions we have ever made.
Insurer: Nationwide
By: Leo
Easy to submit claims
Thanks for the easy claim process and quick review.
Insurer: Nationwide
By: KB