Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,709 total


January 08, 2020

Easy and Convenient

Getting pre-approval and claims processed was easy and convenient.

Insurer: Trupanion

By: Moya

Useful
January 08, 2020

5 would be neutral - so the 4 is less than neutral.

5 would be neutral - so the 4 is less than neutral. I called for clarification and unfortunately got a rather vague response - something along the lines of it might be covered - you should get pre-approval - which could be granted as long as it's not a pre-existing condition. We've been with Trupanion since 2015 and we submitted our first claim in 2019 for this condition which you paid out with the condition deductible - so I would imagine you might have enough information to communicate more clearly without the disclaimers... I'm taking my pet to the vet again today and I look forward to seeing exactly how you address our claim so I can post our experience on petinsurance.com.

Insurer: Trupanion

By: Chris

Useful
January 08, 2020

Trupanion is a great companion!

Very prompt and efficient claim process and reimbursement!

Insurer: Trupanion

By: Annette

Useful
January 08, 2020

No fuss, honest pet insurance

After meeting the deductible, my claims have all been handled quickly and fairly, according to the guidelines. There has never been a quibble that I had to deal with. Very professional!

Insurer: Trupanion

By: Alexandra

Useful
January 08, 2020

Wrong information from trupanion rep

When I talked to the representative before I went with trupanion, I was specifically told the spay of my dog would NOT be covered. However, I was told that the labs for the spay WOULD BE covered. I found out that was not true so I feel very misled right now with trupanion.

Insurer: Trupanion

By: Jackie

Useful
January 08, 2020

Fast claim submission

Easy claim submission process and completed promptly

Insurer: Trupanion

By: Donald

Useful
January 08, 2020

Trustful insurance company

I sent my claim and within 24 hours I heard back and Trupanion paid 80% of my bill.

Insurer: Trupanion

By: Chirine

Useful
January 08, 2020

I am unhappy with "pre existing condition" for CCl surgery for my dog and non payment and high deductible for any issue that arises.

I am unhappy with "pre existing condition" for CCl surgery for my dog and non payment, and high deductible for any issue that arises. Claims people were nice enough when I called.

Insurer: Trupanion

By: Eileen

Useful
January 08, 2020

The juggling of what costs are covered vs not covered can be confusing.

The juggling of what costs are covered vs not covered can be confusing. 90% of a claim (bill) should be just that. A flat 90%.

Insurer: Trupanion

By: Carrie

Useful
January 08, 2020

Easy to submit and quick approval process.

Easy to submit and quick approval process.

Insurer: Trupanion

By: Donald

Useful

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