Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,709 total


March 11, 2020

Quick with denials

When you deny a condition that was diagnosed AFTER insurance was started, it makes me wonder if your insurance is worth it. I’m debating canceling since you aren’t covering any of the issues that my dog has.

Insurer: Nationwide

By: Keris

Useful
March 11, 2020

Great and prompt response

We are more than satisfied with the service we receive. All claims are handled promptly and the return for the amount that is submitted is very rewarding.

Insurer: Nationwide

By: Susan

Useful
March 11, 2020

Claims easy to file, though customer service unhelpful if you have issues filing a claim

With adopting a new puppy, we've had a lot of expenses for shots and other typical puppy wellness. Unfortunately, our puppy got sick which lead to expensive tests and analyses. My fiance and I are thankful we chose to get pet insurance. We paid our deductible in less than a month and having additional help has decreased the stress accompanying the unforeseen costs of having a sick puppy! Unfortunately, I have had trouble submitting claims online, luckily I can do it through an app however, with most of my work being done on my laptop it's much easier and more convenient to do it online. When looking for assistance with the situation, customer service told me they were aware of the issue and that it had been resolved but when I went back online the claim submission still wouldn't work! Very unhappy to be lied to by customer service. The longevity of mailing in a claim is inconvenient, luckily I am a customer that is familiar with smartphone apps and was able to submit claims on the app without needing help from customer service.

Insurer: Nationwide

By: Sophie

Useful
March 11, 2020

By far the best pet insurace you can buy!

The claim process is very quick! There is excellent customer service!

Insurer: Embrace

By: mario

Useful
March 11, 2020

Outstanding Pet Insurance

Gracie has been a medical disaster from day 1 as an 8 week old puppy. Nationwide has been a lifesaver for both of us. 9 surgeries, constant Shar Pei fever episodes & we are finally pretty good now!!! Highly recommend Nationwide for your pet insurance.

Insurer: Nationwide

By: Janice

Useful
March 11, 2020

Claim submission is easy to use on the app

We have not had pet insurance with previous pets in the past, so this is my first experience with having pet insurance. I am pleasantly surprised at how easy it is to file a claim and receive reimbursement.

Insurer: Nationwide

By: Anne

Useful
March 11, 2020

The system works well and with ease.

The system works well and with ease.

Insurer: Nationwide

By: Jane

Useful
March 11, 2020

Excellent response time, online claim process quick and easy

Customer service excellent, ease of submitting claim online computer friendly , Claim response outstanding

Insurer: Nationwide

By: Katen

Useful
March 11, 2020

Amazing customer service

Really, you answer claim so fast, so I love it

Insurer: Nationwide

By: Maria

Useful
March 11, 2020

Tried to deny service on account of a supplement I was giving my dog, a totally bogus reason

My dog blew his ACL- he needed surgery. Nationwide tried to claim it was a pre existing condition because years ago I gave my dog glucosamine treats to support joint health. I had to go back and forth to get them to re evaluate. Then- I asked if they would cover the physical therapy that comes after the surgery- all I got back was a canned response that was not helpful. They just said you have to pay for it and submit it, our medical team needs to review it, we can't tell you ahead of time. This seems like pretty simple information to be able to relay to a customer but no, I just got a copy and pasted response that was less than helpful.

Insurer: Nationwide

By: Julian

Useful

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