Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Best Pet Insurance EVER
No matter what the situation brings when it comes to my two italian greyhounds, I know Embrace is there to get us through it. All I have to worry about is the health of my dogs without the financial burden associated with treatment and vet bills. In all the italian greyhound facebook groups I belong to (I think 11), I always recommend people buying new puppies make a smart choice and get Embrace Pet Insurance.
Insurer: Embrace
By: Irene
THEY DON'T PAY
The literal WORST insurance to have. A friend spoke highly of them so I decided to give them a try for one of my pets even though I was satisfied with my other pet insurance I have had for my other cat. In the 2 years that I paid almost $80 a month I had one claim with them and they refused to pay it. My cat went to the vet for unknown medical reason showing a symptom of vomitting. They checked him out and could not find a cause nor a diagnosis and he basically just got over it. But Trupanion took a good and thorough amount of time scouring his historical medical records looking for a REASON NOT TO PAY. They justified a denial because my cat had historically had an issue with vomitting from a hairball. SERIOUSLY! History of vomitting was their reason of denial. So I got stuck with the $300 vet bill. Effectively they have made that money from me in 4 months of those 2 years that I have paid $80 per month and he has literally been to the vet ONCE because he is healthy, They are useless and NOT to be trusted. I'm sure they spent more money on staffing salary to scour the medical record and find a reason not to pay me than they would have if they sent me a check for $200. And frankly the reason is not a good one. I would completely agree if it was an actual diagnosed preexisting condition, but frankly I consider this borderline theft. Which BTW...does anyone know a cat that has not vomitted from a hairball? Just curious! I would say who my other insurance is that has treated me really well but I don't want to discredit my very well earned and deserved review.
Insurer: Trupanion Canada
By: Polly
Indiscriminate Eater
My Bracco Itlaianno has a problem - he's an indiscriminate eater, and this has gotten him into serious vet trouble more than once! Each time though - Nationwide has been more than helpful, and timely in responding to the claims I've filed.
Insurer: Nationwide
By: Tarn
very accommodating
very accommodating, claims easy to submit and payment is received on a timely basis.
Insurer: Nationwide
By: Lorraine
I highly recommend Nationwide Pet Insurance
Nationwide is super simple to file a claim on line. And they pay the claims in a very speedy time.
Insurer: Nationwide
By: Carol
Coverage is a life saver for large breads!
My Great Dane suffers from severe allergies and nationwide allows him to get the help he needs while making it affordable for us.
Insurer: Nationwide
By: Nichole
I'm very satisfied with the service
I love this company. Submitting claims are so easy and I get my reimbursements quickly. My monthly payments are very competitive and the coverage is excellent.
Insurer: Nationwide
By: Ariel
Not worth your money.
Ahhh. I had ASPCA pet health insurance for my English bulldog for almost 8 years, all his life since I got him at 4 months. Hardly ever used it. Was paying about $88 a month. Yea $88 a month for 8 years. Do the math.. omg a lot! Well one night my dog collapsed and stopped breathing, went to the ER, he spent the night, next day more tests, etc... long story short he was diagnosed with a heart disease almost $4,000 later. Ok no problem, I have pet insurance..... hahahahhaha sike!!! Not too much. They only covered $500 because they considered it a preexisting condition and going forward anything having to do with his heart, ie heart meds or any echo testing would not be covered. WTH! So when I called and talked to a rep, the way they tried to keep me on the insurance as by saying, "ohh but we cover cancer!" Really!!!!!! That's your silver lining!!!?? HOW DARE YOU...!!!!? Heartless. And that's why I said
Insurer: ASPCA
By: Concepcion
Awesome!
Quick and easy to submit claims! Excellent coverage!
Insurer: Nationwide
By: Andre
Happy
I feel your prompt service with reimbursement was very good. I also feel the ease in which to apply for reimbursement is good.
Insurer: Nationwide
By: Wendy