Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,730 total


June 16, 2020

This insurance is life saving. The costs for chemo and cancer are very high

This pet insurance made taking the best care of my pet a no brained. Cancer treatment and chemotherapy are expensive treatments. In addition to all the testing and blood work the insurance covers quite a bit of the costs!

Insurer: Nationwide

By: Carol

Useful
June 16, 2020

Great company! Easy to work with

A definite must have for your beloved pets. Nationwide has helped us make the best decisions for our dogs.

Insurer: Nationwide

By: Rene

Useful
June 16, 2020

Fast and easy - I have had pet insurance through another company and this is the best hands down!

Very easy to submit claims and reimbursement is always quick.

Insurer: Nationwide

By: Johnna

Useful
June 16, 2020

Claims process was easy, we were disappointed in the amount of the coverage.

The new online claims process was incredibly easy. It was also very fast. I also like the new direct deposit feature. I was disappointed though in the amount of the coverage on our claim. It only covered about 20% of the actual cost of the procedure.

Insurer: Nationwide

By: RICHARD

Useful
June 16, 2020

Processed claim quickly but paid next to nothing.

I was really surprised at how easy it was to file the claim and how quickly it was processed. Unfortunately, getting $34.20 back on a $348.00 claim was not all that helpful. Will need to review renewing.

Insurer: Trupanion

By: Steven

Useful
June 16, 2020

Embrace is the Best

We have 2 german shepherds and both have had to use their insurance quiet a bit. We enrolled over 5 years ago, and never had any issues with any claim. They pay promptly, unless I didn't do my end correctly. I always stay on top of just to make sure i didnt mess up.. The staff,, 100% of them have treated me as though I am their only client. I feel their cost is fair. And you get what you pay for. One of our shepherds had his 2nd ACL surgery done in 2 years. Each approx $3800. They paid 80% on both minus 20% which is my share. My other one has had elbow dysplasia surgery, close to $2700. Again paid 80%. We could never had all these surgeries without high limit credit card.

Insurer: Embrace

By: Christine

Useful
June 16, 2020

Worry FREE easy and just wonderful!!

Nationwide pet insurance is the best purchase I have ever made!! It is so easy the make a claim with vitusvet app. Just take pics of receipts and send them over with explanations. Nationwide has taken care of all my claims (my Gidget has had a lot of claims, from standard office visits to full scans and operations/procedures because she likes to eat things that get left in her stomach and have to be manually retrieved, as well as knee surgery) needless to say, this insurance has been a life saver, not having to decide whether we can afford to do the procedure or not. This allows us to keep our fur baby safe and knowing we will get the claim taken care of, and have never had to dispute anything!!! Love, love, love Nationwide Pet Insurance!! 🐶❤🐶❤

Insurer: Nationwide

By: Stacey

Useful
June 16, 2020

Wonderful

Brandy is the 4th boxer that our family has raised over the last 25 years. She is the 1st to be enrolled in a medical insurance plan. What an amazing difference! I never anticipated the benefits of having pet insurance and always dismissed the idea. This time around my husband said that we HAD to have insurance due to our breed's many ailments. The claims are easy to file and the turn around time is much less than I expected. The coverage is awesome with close to dollar for dollar reimbursement.

Insurer: Nationwide

By: Andrea

Useful
June 16, 2020

Thank you for allowing me the peace of mind to focus on my dog's health and not the cost!

I have been fortunate to have an amazing German Shepherd as my partner, and always by my side. I got pet insurance for her, as a "just in case". I am so happy I did, my GSD has OFA excellent hips and normal elbows. But, she developed arthritis, and if it wasn't for my "just in case" insurance through Healthy Paws, I would have struggled to provide her with the ongoing physical therapy which has allowed her to maintain a high quality of life. Most recently she had a sarcoma (cancer) found and removed. My "just in case" insurance came through again. I have been able to focus on my GSD's needs and not worry about the cost. Thank you, Healthy Paws, for always being there for me and for allowing me to not have to worry that I may not be able to help my dog, because of the cost. Thank you for addressing the claims I have filed so quickly, and without hassle.

Insurer: Healthy Paws

By: Geneva

Useful
June 16, 2020

Pet insurance helps keep my dog healthy

Without Nationwide pet insurance, I wouldn't be able to afford to keep my pup in the best shape.

Insurer: Nationwide

By: Christine

Useful

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