Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Fast and reliable
My Dog was hit by a car and it cost us over $1200. I filed a claim and within a week we received most of it back. Thank you Nationwide for being there for us.
Insurer: Nationwide
By: Anna
Quick and fair reimbursement
Even during Covid I got reimbursed quickly.
Insurer: Nationwide
By: Victoria
Great!!
It save us! My baby Mochi had to take 7teeth out... and cost was HUGE. But we have Nationwide pet insurance and covered!! Also super easy and fast reimbursement. We recommended this insurance to our family.
Insurer: Nationwide
By: Kazuko
My subsequent experiences post sign on have been exemplary.
I am going to be brutally honest. When I first signed up for pet insurance with Embrace I was disappointed and thought buyer beware and I am stuck. Ever since that initial experience they have been wonderful. Claims have been paid, fast and via direct deposit. I never even see it come in it's just there. When I needed to increase his wellness benefit outside a renewal period. Done no problem. I am hoping to add more to this very soon. My vet even submits my claims for me.
Insurer: Embrace
By: Aileen
Easy Claims - More than fair returns
I must say, it's stressful when you pet gets any procedure and you know the vet bill is going to be outrageous. But our fur babies are our Family and there will be nothing we wouldn't spend to make them feel better. But to have an insurance company make the process so easy, and getting a fair return back puts my own mind at ease. Thank you Nationwide! Perla and Zoey say Thank You too!
Insurer: Nationwide
By: Helen
Great experience, with one exception
It is nice knowing that we can take our dog to the vet without worrying too much about what it will cost. Nationwide is great all the way to the check. The only sore spot for us is that their electronic reimbursement provider is terrible, like can't use them terrible. We tried to sign up twice but had to use a backup email account because they can't handle a hyphen in our email; they also have password requirements that are impossible for our password generator or memory to satisfy (letter+number+NO special characters+upper case+no sequences+++++). We didn't like giving tons of personal information that is irrelevant to sending us money. Both times we gave up on the electronic payment, had to wait 10 days for it to expire, and then wait for a paper check in the mail that we electronically deposited. We told customer service about the problems, but we're not sure it went any further. Nobody else uses this ridiculous system to get payments, and it has been so crippling to our entire experience with Nationwide.
Insurer: Nationwide
By: Jim
I am glas I have this insurance.
Your company has been great in covering all these unexpected things . You have been very timely in getting the money back to us without any questions. It takes a lot of worry from us knowing as Houch gets older that we don't have to worry about paying his bills.
Insurer: Nationwide
By: Kathy
Great service,well worth the money.
Mya is a rescue, in fact all my dogs have been rescued. This is the first time I have had insurance on my pets and I don’t know why I didn’t do this before. If not for Nationwide I could not have given Mya the care she deserves. Nationwide has a quick turnaround on the claims it’s unbelievable, their website is very user friendly. Love it. I tell all my pet owner friends about Nationwide
Insurer: Nationwide
By: Norma
Solid Insurance
I’m really a fan of nationwide. Even though my price has gone up again, I think it started at $55 which is so affordable, now I’m up to $79. That is a big jump and a lot per month especially during these times. I looked at other companies to switch, just to see and what I found will make me a nationwide pet insurance holder forever. As much as it is per month I am willing to pay (but please don’t raise it anymore!!!!) it because at the end of the day, it’s the easiest plan to understand and covers the most. I called before Sully had her dental cleansing to just confirm it was covered and the woman was so kind and very to the point which I love. Also I cannot express how amazing it was to see my $973 bill and then get $878 back. So do I wish it was a little bit cheaper per month, totally. But the cost of knowing my beloved dog is well taken care of is more than I could ask for.
Insurer: Nationwide
By: Ashlee
GOOD COVERAGE BUT THEY WILL CHANGE YOUR COVERAGE WHEN YOU FILE A CLAIM
I would say the communication part could be improved by just communicating with the customer. My claim we delayed over 30 days and no explanation of why. My claim was for a back surgery and now the underwritten permanently excluded skin allergies. However, when i signed up it said 6 months no issues. That was very shady for the company to remove that coverage permanently due to my claim for a back surgery. I will be looking for another insurance provider her in the near future. That just rubbed me the wrong way and no communication once again. Only a letter but didn't tell me why. My guess is because you covered the claim for the back surgery.
Insurer: Nationwide
By: Ernest