Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Easy and fast reimbursement
Been using healthy paws for my two dogs since I got them in 2015/2019. I really appreciate how easy it is to submit claims and get reimbursed. And HealthyPaws does it super fast! One of my dogs just went through bladder stone removal surgery and she needed urine analysis every 1-6 months as we continued to tweak her diet. The costs added up quickly but HealthyPaws took care of most of it.
Insurer: Healthy Paws
By: DW
Insurance that actually works the way you hope it will
My dog got a UTI and bladder stones. She had surgery, complications from surgery, and a few lingering issues after that. The combined bills from her multiple vets hit the low five figures. Healthy Paws paid the bills (minus the deductible and copay, of course) without any dispute. The process of submitting claims was extremely easy (drag and drop a pdf copy of the bill to a box on Healthy Paws' website and hit the "Submit" button), and the time for Healthy Paws to reach its determination was only about 1-2 weeks. The checks arrived promptly after that. I can't emphasize enough how grateful I am that when the vets would apologetically tell us that the next procedure was probably going to cost another $$$$, I could say, "No worries, she has insurance -- go ahead." In the end, my dog recovered, and I'm very grateful to everyone who helped us through this -- most notably her vets and Healthy Paws.
Insurer: Healthy Paws
By: Suzanne
This Pet Insurance is "Spot" on
When I compared different pet insurance policy I had to go with Spot Pet Insurance hands down its a great insurance policy for any animal lover, when i saw all the things that are covered and the premium for appointments I could not refuse getting my darling fur 'Baby' this policy its a must for any animal lover.
Insurer: Spot Canada
By: Caprice
Great pet insurance
Trupanion is awesome! I didn't have to do anything, it all went through my vet clinic and only took a few minutes
Insurer: Trupanion Canada
By: Heather
it was easy my vet entered my claim for me and I had my check in less then a week
it was easy my vet entered my claim for me and I had my check in less then a week
Insurer: Trupanion
By: Susan
Submitted a claim in less than 5 minutes
LOVE how easy you made submitting the invoice (drag and drop).
Insurer: Trupanion
By: Kim
Easy and straightforward
The experience was great! It was a very easy and straightforward process. I received my claims check very quickly!!!
Insurer: Trupanion
By: Nathalie
No isssues
Trupanion is a AAA insurance company for your pets. Working with your vet, they process claims efficiently and seamlessly.
Insurer: Trupanion
By: Karen
Not worth the money
Very disappointed that the claim was denied citing "preexisting condition" We were not aware that this was considered pre existing and feel the diagnostics should be covered.
Insurer: Trupanion
By: Paws
Deductible for a recurring problem
As always, the claim was handled quickly. The problem encountered this time is that a previous and longstanding condition e.g., GI problems (not eating, vomiting) was not accepted and the deductible was required yet again. It is important that the referring vet uses the exact same wording for a condition/diagnosis and not use presenting symptoms to describe a known condition with your pet, otherwise the event is considered to be a new issue.
Insurer: Trupanion Canada
By: Sandra