Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,759 total


October 15, 2020

Amazing service would recommend to any pet parent!

We had over $20k in unexpected vet bills this month when we had to hospitalize our pup, Feeny. We received almost 90% in reimbursement within 72 hours ! Healthy Paws went above and beyond as an insurer and reached out to us to see how our boy was doing. I would recommend Healthy Paws to any pet parent!

Insurer: Healthy Paws

By: Kate

Useful
October 15, 2020

Embrace insurance has saved me lots of money, lately.

For years I have paid monthly, but since my cats were healthy, didn't get much back(except well cat charges), but it seems that once they hit 11 years old, things got serious. I'm glad they were signed up for this insurance when they were kittens! If it weren't for Embrace, I would have a bill that would take a while to pay. Embrace never argues, they pay the bill cheerfully and I haven't had to make any dreaded decisions because of money. Thanks Embrace.

Insurer: Embrace

By: Valerie

Useful
October 15, 2020

Great to find insurance with integrity

Submitting the claim was easy, I got a friendly call from customer service to verify some of the information about my cat’s past vet history, and the claim was resolved very promptly. So far haven’t met my per-condition deductible, but as a result of how they handled the claim without pushback, I feel very confident I won’t have to fight to get future claims related to the condition accepted as such—if there’s any doubt, I know they’ll just call me, ask politely, and believe what I say. It sounds obvious, but comparing it against my past experiences with most human health insurance, who usually send you snail mail saying they delayed or denied the claim due to inconsistencies and it’s on you to call them back, or you may even need to go through an appeal process to prove what you are merely clarifying. In short, I feel very confident this insurance was a worthwhile purchase and I will gladly stick with it for the rest of my cat’s lifespan, as the per-condition lifetime deductible plan promotes.

Insurer: Trupanion

By: Brynn

Useful
October 15, 2020

As a past very satisfied client I chose this score because of: 1.

As a past very satisfied client, I chose this score because of: 1. Coverage @ 90% vs other pet insurance companies' coverages @ 80%; 2. Flexible Deductible (0 - $1000); 3. No Payout Limits; 4. Jessica, like all your other employees was very friendly & helpful; 5. Care anywhere (regular vet or emergency/specialty hospital) in Canada/US; 6. Claims paid to vet directly; 7. Overall good reliable service & good personal report.

Insurer: Trupanion Canada

By: Kit

Useful
October 15, 2020

Easy to complete the form able to have it sent to me or my vet for the fastest care of my dog when time mattered

Easy to complete the form, able to have it sent to me or my vet for the fastest care of my dog when time mattered

Insurer: Trupanion Canada

By: Taryn

Useful
October 15, 2020

In the process of my first claim and so far so good

In the process of my first claim and so far so good

Insurer: Trupanion Canada

By:

Useful
October 15, 2020

Lucky to have insurance

Our dog, Bella was having stomach problems. We took her to the vet and she was extremely well taken care of . She had a gastrointestinal infection. So happy to have had insurance

Insurer: Trupanion Canada

By: Merval

Useful
October 15, 2020

Thank you Trupanion!

Claims are fast and easy! I know my dog Danny would not be enjoying the same quality of life with out Trupanion!

Insurer: Trupanion Canada

By: Taraleen

Useful
October 15, 2020

Very easy as claims can be direct billed through the Vet clinic.

Very easy as claims can be direct billed through the Vet clinic.

Insurer: Trupanion Canada

By: Elizabeth

Useful
October 15, 2020

Claim corrected quickly!!

Claim was adjudicated incorrectly but was corrected in a timely manner.

Insurer: Trupanion

By: Mackie

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.