Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,730 total


Verified September 01, 2021

Trupanion helped us and our dog through a difficult time.

Our dog Willow was recently diagnosed with a brain tumor. Luckily, the prognosis with radiation was good -- the potential for a return to normal life for several years. So, we agreed to have the procedure, which cost $19,000. It went well, but during the anesthesia Willow caught a bacterial pneumonia, a common risk with dogs suffering neurological conditions while under. This additional treatment ended up costing $6,000. We got Willow home and she is doing well. Within one week, Trupanion had processed both claims and paid 90 percent of the costs (after our deductible) -- exactly as they said they would. There was no hassle, no haggling, no anything. I recommend them without reservation. You will get the coverage you agree to, and the customer service people will be kind to you when you interact with them. Which is pretty much the best thing you can say about an insurance company.

Insurer: Trupanion

By: Geoffrey

Useful
Verified September 01, 2021

always PROMP in reviewing claims and paying claims!

always PROMP in reviewing claims and paying claims!!!

Insurer: Trupanion

By:

Useful
Verified September 01, 2021

No hassle

Easy-to-use website and quick processing time.

Insurer: Trupanion

By:

Useful
Verified September 01, 2021

Not completely transparent

I honestly have no clue when coverage starts. I got an email saying my dog is covered, but then when I login there is no paperwork to read the fine print as the email suggests. Luckily she’s in great health, but this isn’t as transparent as I had hoped. In addition, her plan is actually higher than many others I know…but they also had those 30 day trials (I didn’t get the adoption when adopting her). Overall it’s just a bit shady in terms of signing up. Hopefully she’ll continue to be in great health.

Insurer: Trupanion

By:

Useful
Verified September 01, 2021

First insurance experience

My dog is 6 years old and he has never used his insurance, happily. I am delighted that you have joined with my vet. This is a very good practice. It was easy to submit my insurance. I will have to check back as to why none of it was paid.

Insurer: Trupanion

By:

Useful
Verified September 01, 2021

Claims

Quick and easy process submitting claims.

Insurer: Trupanion

By:

Useful
Verified September 01, 2021

My vet now files my claim w/Trupanion!

Since my vet now can put my claims through on the day of treatment, I haven’t had any big vet bills to pay! Trupanion has been awesome!! Thank You

Insurer: Trupanion

By:

Useful
Verified September 01, 2021

Very little covered. Filing claim quick

The process was quick, however, for the premium I pay nothing is really covered. Not happy with that.

Insurer: Trupanion

By:

Useful
Verified September 01, 2021

Always a good choice!

The processing time was quick and painless. Much appreciated during a stressful time!

Insurer: Trupanion

By:

Useful
Verified September 01, 2021

excellent forthcoming upstanding company!

very pleasant easy experience, very forthcoming with the coverage

Insurer: Trupanion

By:

Useful

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