Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


May 30, 2026

very quick turn around on claim

took my pup to emergency vet on a saturda...and My claim was approved in less than 24 hours over the weekend and I had my money deposited back by next business day! I am super impressed with how fast and easy it was to send in my claim.

Insurer: Trupanion

By: Nicole Pellegrini

May 30, 2026

Process

Usually quite responsive to submitted claims. If they need other information, they do request it without wait. Customer service responsive and courteous

Insurer: MetLife

By: customer

May 30, 2026

Great customer service and very fast…

Great customer service and very fast turnaround with reimbursements. Communication is always polite and professional as well. I highly recommend Embrace Pet Insurance

Insurer: Embrace

By: Victoria BECK

May 30, 2026

This was the first time using insurance…

This was the first time using insurance after having it for many years. I was so grateful to have it, in the middle of a very stressful health event for our sweet dog. Not even it made a huge difference in the overall expense, but the approval was very fast and the process very seamless. I also appreciated the call follow up to make sure that all was well and checking if I had any questions. Definitely a way better experience than human health insurance. Thank you!!

Insurer: Trupanion

By: Narcisa

May 30, 2026

The company is taking forever to…

The company is taking forever to approve my claims. They approved claims that I recently submitted but still have not approved claims from previous appointments.

Insurer: Pumpkin

By: Brittany Mignoli

May 30, 2026

My first claimed was processed within…

My first claimed was processed within minutes however the second it has been a week. I called to find out why the second was not processed but the explanation was not very clear. Still waiting to be processed.

Insurer: Pumpkin

By: Anna

May 30, 2026

Filling a claim

Customer service was very professional and helpful with information on filling our claim.

Insurer: Trupanion

By: David Peterson

May 30, 2026

Read the fine print before you choose…

Read the fine print before you choose your plan. The deductible is a bit of a scam where they apply your % rate to the eligible expenses before they apply it to your deductible. So if you choose 50% rate, it will take you twice as much money to reach the deductible. I think that’s shady marketing but aside from that we still use this company. They are efficient and easy to submit claims.

Insurer: Healthy Paws

By: EMILY W

May 30, 2026

Claims are processed efficiently and…

Claims are processed efficiently and questions are answered quickly.

Insurer: Pumpkin

By: Melinda

May 30, 2026

This company gives us a peace of mind

This company gives us a peace of mind. Very easy to get claims sent in and settled. Refund returns are fast and easy.

Insurer: Pumpkin

By: Joy

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