Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


June 02, 2026

Easy application with reasonable fees

Easy application with reasonable fees, and great coverage.

Insurer: Nationwide

By: Helen Havrilla

June 02, 2026

Wow!

Wow! Great service and quick turnaround with claims. My cat had a big health scare and needed chest x-rays and to be hospitalized for a day. Once I got all the paperwork and receipts I immediately submitted them and got my payment back in less than 24 hours! Love Spot Pet!

Insurer: Spot

By: Kai

June 02, 2026

When I called to find out the process…

When I called to find out the process the person whom I spoke was very helpful. It was a relief that Trupanion paid the doctor directly, it was one less issue I had to deal with. I mentioned my experience to some of my fellow teachers who became interested and said they were going to look into getting Trupanion for their fur babies. I hope they do if not it's their loss:(

Insurer: Trupanion

By: Christine

June 02, 2026

It was quick and easy

It was quick and easy

Insurer: MetLife

By: Noreen Stevenson

June 02, 2026

My 7 month old puppy had an emergency…

My 7 month old puppy had an emergency and the emergency vet office took his insurance, I haven’t found any vet that takes it and I need to do claims myself. So this was a happy surprise.

Insurer: Trupanion

By: Tricia Thompson

June 02, 2026

Looking into different insurance companies

I will be searching for different insurance companies after this experience. I submitted a claim on March 2nd, submitted all the paperwork, it kept getting denied because they lost my vets notes, so 3 months later of going back and forth with them, they finally “found them” all of a sudden, just for them to deny my claim again, I submitted an appeal but just found out I was given the wrong email so I have to call back AGAIN, and was told the appeal will take another 30-60 days, mind you, I have been dealing with this for 3 months now. I pay quite a bit of money a month for this insurance just for them to give me a headache and not want to pay a single penny of any of my dogs vet bill. By the time this is all done we’re looking at 5 months to get a claim processed.

Insurer: ASPCA

By: Jessica Wade

June 02, 2026

Easy enrollment

Easy enrollment. Great Coverage

Insurer: MetLife

By: John

June 02, 2026

I previously had my pet insured with

I previously had my pet insured with you and was very pleased with the quality of customer service and how quickly claims were settled. I know with my new addition I will get the same quality and value for my furbaby

Insurer: Prudent Pet

By: bpinordgmail.com

June 02, 2026

Our dog’s ACL surgery claim was handed…

Our dog’s ACL surgery claim was handed fast and payment was done with direct deposit. The whole process was easy and convenient. Thank you so much!

Insurer: Spot

By: KIMMO

June 02, 2026

It was fast and easy

It was fast and easy

Insurer: MetLife

By: Tanis Cash

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