Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Very grateful
When I found out my dog was going to need surgery, I was worried at first before I submitted a pre approval. I was surprised at how fast and easy it was. I was approved right away. My dog had his surgery yesterday and is home. If I'd wasn't for Trupanion I really don't know what I would have done Thank you Trupanion you are awesome
Insurer: Trupanion
By: Cathy
Cheap and useless
The rates are inexpensive alright, but when it comes to reimbursement, they will get very creative in making excuses to not pay. After weeks of back and forth with the claim specialists, my claim finally got $0 reimbursement, and the reasons were ridiculous. I do NOT recommend the provider.
Insurer: Furkin
By: Nikolai
The best - Pets Best!!
I have had insurance coverage through Pets Best for all 3 of my dogs for three years now, and thankfully have never had to file a claim until now. Prior to Pets Best, I had coverage through a different provider and I am happy to say that the claim process with Pets Best has far exceeded the claim process I have experienced with this previous provider! The process couldn't be made any easier! My dog recently came down with a bad case of Pancreatitis that landed him at the emergency vet hospital with a large unexpected bill. Within less than a week of submitting my claim online (which was super quick and easy with no headache involved - just uploaded my itemized invoice), Pets Best had already reimbursed me for the entire bill minus my deductible and co-pay with no questions asked. Even better, they did so through ACH instead of check which made it even faster. The full amount was in my account within 10 days of submitting the claim. I am so pleased with the service I have received with Pets Best and will be recommending them to everyone I know. From Oakley and I both, thank you Pets Best!
Insurer: Pets Best
By: Breanna
Cat Care Review
Both my 2 year old cats required dental extractions. The staff at Kenmount Road Animal Hospital explained the need and procedure thoroughly and answered all my questions. My two beauties were treated well and their recovery was monitored by the staff in the days following the surgery. This was an expensive procedure and I am so pleased I have Trupanion Insurance. This was the first invoice submitted for my cats so it took a day or so to be investigated but the people at Trupanion explained in detail what was covered and the amount was deposited quickly. Thank you, KRAH and Trupanion!
Insurer: Trupanion Canada
By: Joan
Cyst Surgery
Very quick and no hassle review and payment of claim. Highly recommend Lemonade.
Insurer: Lemonade
By: Thomas
The Best
Trupanion is the best pet insurance ever! I submitted my vet bill to them the same day my pet was seen and the claim was approved and the money in my acct the next day. Within 24 hours! I love the attention and quick processing of every claim I’ve submitted. Thanks TRUPANION!
Insurer: Trupanion
By: Judy
Shady, Shady Company!
So frustrating. After our dog tested positive for heartworm in January 2023, I called Pets Best to question whether or not this would be covered under our policy. The lady I spoke to said it would be covered and even gave me a list of prescriptions to give to our vet so then the medication would be covered too. At this time if Pets Best would have said heartworm wasn't covered, we would have canceled our policy during that phone call, because the amount of money they charge each month is outrageous for any illness not to be covered. But I was told it was covered. However, all the claims I submitted were denied because they said we did not do preventative care. (The reason we did not do preventative care was that our vet also mentioned it wasn't that big of a deal since there were no cases in Colorado at that time.) They went out of their way to contact our vet and question them about our claims. Clearly, they were digging and looking for any reason to deny our claims. I am shocked they went out of their way to find reasons not to pay and in the process take full advantage of their customers. When I called in January I was NEVER told that it would ONLY be covered if we did preventative care. Obviously, they knew this was the policy because they went out of their way to contact our vet. All our claims were denied. If I was told this information in January, I would have said we did not give our dog preventative care because our vet also mentioned there were no cases in Colorado and it seemed like it wasn't that big of a deal. But I would have understood their policy and realized there was no use wasting my time submitting claims. But I would have just canceled both policies for both our dogs right then and there. Why pay for an outrageous insurance policy if they aren't going to pay when your dog gets sick? Since that phone call when we received misinformation, we paid 5 more months of premiums, we have paid February, March, and April, not sure if May was charged yet or not. I requested to be reimbursed for just those months and they have been giving me the run-around and telling me that they are not responsible or liable for what their employees say over the phone. If I get my money back I will take this review down. If it is still up, well you know they did not do right by this customer! Greedy company with no accountability.
Insurer: Pets Best
By: Andrea
I recommend pet insurance in general but Trupanion is the only one to offer lifetime coverage
I recommend pet insurance in general but Trupanion is the only one to offer lifetime coverage
Insurer: Trupanion Canada
By: Danielle
A happy Trupanion client.
I'm very pleased with the coverage offered by Trupanion and with their prompt and efficient reimbursemen t of costs incurred.
Insurer: Trupanion Canada
By: Kristina
Suzanne's comments
Only slight confusion experienced when the coverages are not known at the time of payment on the day of the service. Also, when an item was returned, it was difficult to follow the claim outcome report.
Insurer: Trupanion Canada
By: Suzanne