Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


June 02, 2023

Claim

I took my dog to the vet, my claim got denied and it should be paid. It doesn't list with what's not covered.

Insurer: Pets Best

By: Christian

Useful
Verified June 02, 2023

Not Happy With Coverage

I'm not happy with this coverage. Trupanion coverage was offered to me on my new rescue dogs first vet visit. First month free, no waiting period on claims. I put in 3 claims for almost $500 and received less that a $20 refund. The claim's process took almost 2 months. I included all paperwork and receipts needed. My claims were approved, however, I didn't receive any refunds for 2 claims, because there is a Per Condition/Illness Lifetime Deductible. I also found out that exam fees and such aren't covered. I wasn't informed about this type of deductible upfront. I had to search through all of the insurance documents lingo to find it. This insurance is also more expensive that others and there is also a $35 charge on your first months payment. I have a great insurance company for my other dog and I'm highly disappointed and could never reccomend this company.

Insurer: Trupanion

By: Karen

Useful
June 02, 2023

Best ever

My dogs have been insured with several different companies and Pets Best has been the best of all of them by far. It is easy to file a claim, they didn’t ask for his entire veterinary history, and they paid fairly quickly. Fenway and I are very pleased with Pets Best!

Insurer: Pets Best

By: Linda

Useful
Verified June 02, 2023

Trupanion #1 Pet Medical Insurance!

I love that I only pay my share of an invoice after my vet's office submits my claim while I wait for it being approved rather than I pay the total amount and then submit the claim to you for reimbursement. Sometimes the amount of the invoice is more than I can pay up front. Trupanion has paid thousands of dollars for my claims and if I had to pay and then wait for reimbursement - that totally defeats the purpose of having pet insurance.

Insurer: Trupanion Canada

By: Pamela

Useful
Verified June 02, 2023

I’ve recommended Trupanion to my sister based on my experience with my dog and kitten…much is covered…prompt payment and I like the fact that payment is made to vet and I just have to pay any extra…

I’ve recommended Trupanion to my sister based on my experience with my dog and kitten…much is covered…prompt payment and I like the fact that payment is made to vet and I just have to pay any extra…

Insurer: Trupanion Canada

By: Nada

Useful
Verified June 02, 2023

Better experience before my last claim.

My experience with Trupanion is usually quick and easy with lots of communication. However, this time, no email was sent to me saying they have received my claim, only that my claim was approved 2 days later. I became stressed that my claim was not received so I asked my vet to re-send my claim, which then became a duplicate claim at Trupanion.

Insurer: Trupanion Canada

By: Peter

Useful
Verified June 02, 2023

Very fast with claims

Very fast with claims

Insurer: Trupanion Canada

By: Ann

Useful
Verified June 02, 2023

Pet Insurance Made Easy

Easy enrollment, pricing and coverage options was clearly explained

Insurer: Trupanion

By: Harry

Useful
Verified June 02, 2023

Trupanion have covered 90% of my dog's treatment.

Trupanion have covered 90% of my dog's treatment. I recommend it 100%

Insurer: Trupanion

By: MARCELO

Useful
Verified June 02, 2023

Trupanion insurance has allowed me more time with my pet.

Trupanion insurance has allowed me more time with my pet. He was diagnosed with pancreatic cancer. I couldn't have afforded chemotherapy without this insurance. Best thing I've ever done for my pets.

Insurer: Trupanion

By: Debbie

Useful

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