Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


September 25, 2025

Love how easy it is to upload invoice…

Love how easy it is to upload invoice when submitting a claim!

Insurer: Embrace

By: Diana

September 25, 2025

Solid Pet Insurance

I’m actually very pleased with Pets Best overall. There are plenty of options, the plans are pretty straightforward, the CS team has been helpful when I have needed to call, and they’ve processed and paid claims promptly. Compared to human health insurance it’s a far better and simpler experience.

Insurer: Pets Best

By: rob gray

September 25, 2025

Took time

Took time, but happy with outcome.

Insurer: Embrace

By: Ed Sosniak

September 24, 2025

This is a reputable pet insurance. That is the most important assessment.

This company has several positive qualities: 1. Trustworthy 2. Agents always available to help and explain questions. 3. Easy to submit claims.

Insurer: Embrace

By: Linda Gonzalez

September 24, 2025

The claim process is very simple

The claim process is very simple, and Spot completes the claim in quick order. The website is also user friendly and it’s very easy to review the details of the claim, etc.

Insurer: Spot

By: Robert

September 24, 2025

You were helpful on the phone and my…

You were helpful on the phone and my refund was fast. Thank you.

Insurer: Spot

By: Diana L Gonyea

September 24, 2025

Top notch customer service

So far over the past year and a half embrace has been great. They have handled any claims that I’ve had quickly and I have had no issues whatsoever. I’m so glad that I went with embrace for our Jessie Mae’s insurance policy. It has been a real pleasure to work with them. They may not be the cheapest, but I had concerns on pre-existing issues. They were one a few that will pay for curable diseases or illnesses after a certain amount of time with no issues. It has proven true and we feel very confident using this insurance company.

Insurer: Embrace

By: Gloria M

September 24, 2025

The expediency was great

The expediency was great! As this is a tough time...

Insurer: Spot

By: Tawnya White

September 24, 2025

Everything was fast and efficient!

Everything was fast and efficient!

Insurer: Spot

By: Haley Goad

September 24, 2025

It only took a few days to process

It only took a few days to process. Thank you.

Insurer: Spot

By: Florence Kim

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