Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


October 16, 2025

My dog got bronchitis

My dog got bronchitis, took him to the vet. He had xrays and was prescribed antibiotics. I sent the invoice to embrace and was reimbursed in less than a week. Thank you Embrace

Insurer: Embrace

By: Donna

October 16, 2025

Filed 2 claims first was settled within…

Filed 2 claims first was settled within 7 days. Second is still pending In response to review second claim was quickly settled and full anticipated amount was received! They seem to be an excellent company sometimes just a little slow to negotiate their claims.

Insurer: MetLife

By: Rita Lang

October 16, 2025

Expensive but good

Expensive. But claims are quick and easy. Customer service is also very responsive.

Insurer: Spot

By: Janet Eccles Scheffel

October 16, 2025

The process of claim are very fast and…

The process of claim are very fast and easy, Can I say Spot it is one of the best insurance companies for my dog.

Insurer: Spot

By: Benjamin Illanes

October 16, 2025

Very prompt response.

My invoices were sent to Spot on the same day and were combined by Spot so that I did not have to send each invoice individually. The response was very prompt, and I am awaiting my refund check. I will do a direct deposit next time. Spot is very easy to deal with, very professional and friendly.

Insurer: Spot

By: Beverly

October 16, 2025

So easy and hassle free

Everything was done online and was incredibly easy. I received reimbursment within a couple of days. I wish all medical claims were this simple.

Insurer: Spot

By: Connie Branson

October 16, 2025

Just slow and not the best insurance

Claim processing is rather slow. Customer service is rather slow. I should’ve done more research before signing up with them because now that I know there are definitely other insurance companies that are better and at this point I’m kind of stuck with them because another insurance company won’t cover anything that’s already been covered they can consider it pre-existing so my dog deals with allergies and if I go to a different insurance company, they won’t cover the allergy treatments now. But at least it is some insurance and it’s somewhat covered so at least I’m getting something back although at a delayed pace and not at a high rate.

Insurer: Pets Best

By: JLee

October 16, 2025

Best Pet Insurance

Pets Best is true to its name. It is easy to file and they respond immediately.

Insurer: Pets Best

Veterinarian: Avery Ranch Animal Hospital

By: Rosa

Useful
October 16, 2025

This insurance will find any excuse not…

This insurance will find any excuse not to pay you it’s a gimmick

Insurer: Figo

By: Gus Semma

October 16, 2025

Easy to submit claim

Easy to submit claim. However, I just submitted it and haven’t gotten an approval yet so I can’t speak if it was actually approved.

Insurer: Embrace

By: Vicky G

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.