Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


November 09, 2025

Very easy submitting a claim

Very easy submitting a claim. Happy with the service I have received so far.

Insurer: Embrace

By: A “H”

November 09, 2025

No questions asked and direct pay to provider

No questions asked and direct pay to the provider! Greatly appreciated when dealing with a concerning diagnosis.

Insurer: Trupanion

By: Michael

November 09, 2025

MetLife Pet Insurance staff are always…

MetLife Pet Insurance staff are always accessible and helpful with providing guidance and answering questions. Processing of claims is easy and quick. In general the approach and coverage relieve any stress I have in how I will be able to make sure my dog gets the care he needs

Insurer: MetLife

By: customer

November 09, 2025

Neutral…this is too early to request feedback.

I am neutral at the moment as my (2) Policies are still subject to review by underwriting. I am also still in the waiting period and cannot comment on interactions and responses with PP as I have no claims. I am, however, puzzled and disappointed that PP has requested that I provide dental records for a dog who, by the time the waiting period is over, will have no dentition….therefore you will never have a claim for dental services by the time we are in a position to submit any claims..

Insurer: Prudent Pet

By: Carol Lowne

November 09, 2025

Great value for peace of mind

It was very easy to suit my claim. And when there was a little hiccup, the customer service representative helped resolve the issue quickly and with satisfactory results.

Insurer: MetLife

By: Michael

November 09, 2025

Dori's Spot experience

It was my first time using my Spot pet insurance so I wasn't sure what to expect. But it was simple and easy to use. And I was refunded 80% of my Vet bill after my deductable was taken out. I'm pleased.

Insurer: Spot

By: Connie Knuth

November 09, 2025

Terrific customer service & excellent policy options

In addition to getting terrific customer service from Stephanie and Rebecca, I found the pricing reasonable and the coverage options better than other dog insurance plans I had considered. My Maltese just celebrated her third birthday and she is active and healthy. I'm confident that Propet will support her health throughout her lifetime.

Insurer: Prudent Pet

By: Ramey

November 09, 2025

The claim was submitted and approved…

The claim was submitted and approved within 5 business days typically the time it takes to receive your claim. Very trustworthy company to deal with.

Insurer: MetLife

By: Gene DiGiacomo

November 09, 2025

Seamless process

Seamless process. Very happy with our experience this past year.

Insurer: MetLife

By: Jessica and Penny

November 09, 2025

First time filing a claim

First time filing a claim. Gather all they requested and without any hassles claim was processed and honored just like our plan stated.

Insurer: Spot

By: Kate Gaines

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