Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


November 14, 2025

Exceeded expectations

The claims process was quick, efficient, easy and very fast. The claim was processed within 24 hours and the reimbursement was received within a couple days. Very happy with the entire process.

Insurer: Embrace

By: Lindsey Fincher

November 14, 2025

Fetch delivered as expected

After following the standard procedure Fetch responded as expected

Insurer: Fetch

By: Irene Kaplan

November 14, 2025

Trupanion literally doubled our monthly…

Trupanion literally doubled our monthly payment. That was deeply disturbing. Also, you did not pay for the recent sick visit fully. We were responsible for the examination fee, and were under the impression that any part of a sick visit would be covered. Otherwise, Trupanion has done a good job with phone customer service, and online ease of use. I always find the customer service representatives to be polite, friendly, and pleasant.

Insurer: Trupanion

By: Greg

November 14, 2025

Very easy to submit claim and fast…

Very easy to submit claim and fast reimbursement for covered expenses.

Insurer: Trupanion

By: Michele

November 14, 2025

Best pet insurance Ever!

The person I spoke to at Trupanion was so kind and caring! Trupanion was very prompt in approving my claim so that Trent could get needed care fast. This was my first claim and I am so impressed. I have had two other pet insurance companies before that was a waste of money. Not true for Trupanion. Love it!

Insurer: Trupanion

By: Joan Garvey

November 14, 2025

Quick claims payments and helpful 24/7 phone assistance.

My claim was paid in less than 48 hours. I had questions about my deductible and how it was applied. The representative on the phone was very patient with me and explained how to proceed for future claims regarding the same issue.

Insurer: Trupanion

By: Carol Martin

November 14, 2025

Overall good experiences over the last…

Overall good experiences over the last 2 years. The app usually makes uploading claims easy. Usually processed within a week or so. The last few claims however it has been really challenging. The app says my photo is too large to upload (but nothing has changed from previously submitted claims). So I’ve had to call to process making it less convenient.

Insurer: MetLife

By: Zoey girl

November 14, 2025

Waste of Money

One day these reviews programs will accept a ZERO stars review. This is the absolute worst insurance policy I have ever had. Every claim was denied nothing fit the requirements and the 2 "wellness" claims that were eventually approved were paid well below the supposed "90%" that the policy shows. Save your money go anywhere else for your pet insurance. Absolute and total garbage. And if you try to "contact" them be prepare to be on hold for hours. Stay away, Stay away

Insurer: Pets Best

By: Tim Spencer

November 14, 2025

Super easy submitting claim.

Super easy submitting claim.

Insurer: Embrace

By: Scott Williams

November 14, 2025

FetchPet quick response

FetchPet. Has once again responded quickly in reviewing and processing our claims for our pet's surgery and post -op. Thank you for taking care!

Insurer: Fetch

By: JKTuscany

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.