225,035+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 225,035 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Peace of Mind
I’ve used Pets Best for 5 years on all my dogs. It’s affordable, easy to understand the policies and they are always quick to respond regarding my claims. When my dog had to have emergency surgery, I was so relieved I had insurance! It was one less thing for me to worry about during a stressful situation.
Insurer: Pets Best
By: Jenna
Easy-peasy
It was easy to file my claim. The most difficult part is remembering to file my claim. Pets Best processes claims quickly and efficiently
Insurer: Pets Best
By: Ruth
First Time Pet Insurance User
My one-year-old cat, Mozzie, was unfortunately diagnosed with FLUTD after experiencing sudden and unexpected symptoms that required an immediate trip to the emergency vet. During his visit, several tests and procedures were necessary to properly diagnose and treat him, and as many pet owners know, emergency veterinary expenses can add up very quickly. Thankfully, Pets Best made an incredibly stressful situation much easier to navigate. After I paid for Mozzie’s ER visit, they provided prompt assistance with my claim and processed everything with an impressively quick turnaround time. I also greatly appreciated the clear and detailed breakdown of the covered expenses, which made the entire process easy to understand. Having reliable pet insurance during an unexpected emergency gave me significant peace of mind. I’m very grateful for the support and service I received from Pets Best and would confidently choose them again.
Appreciate the Support!
"The Pets Best app makes submitting claims quick and easy. Responses are typically received in a timely fashion with decisions explained. I appreciate that the support of having pet insurance allows us to make decisions based on what is best for our girls. "
Technology leaves old people in the dust
It all used to be easy, but as the years pass, new words, techniques, and computer functions change. Drag-and-drop was what we did with laundry; we dragged dirty clothes and dropped them into the washing machine. I'm still working on "capture and release," but that's something for police or wildlife, isn't it? After 3 frustrating days, I finally hit "SOMETHING" that made my submission work, and I'm always fascinated by how easy it is when I finally figure it out. The bottom line is, the insurance is beyond great; it's a necessity. I know that in today's world of rising costs of "everything", one more bill is a pain, but what is that animal who looks to you for everything worth? You know, the one who understands love, affection, and comfort but has a problem understanding pain. If you're young you will love it, if you're old,well....you'll figure it out eventually.
Thankful for Pets Best
We've appreciated being customers of Pets Best over the years. Every time I've called, I've been met with someone who was warm, kind, patient, and genuinely helpful. It's rare to consistently receive that level of customer service, and it's something I've always appreciated. Most recently, I called to let them know that our beloved dog, Olive, had passed away. I also wanted to make sure our account was updated and the team was aware of a final claim we would be submitting. The representative I spoke with was incredible. She expressed such genuine compassion during a really difficult conversation and took care of everything I needed, so I didn't have to call back or worry about anything else. That small act of kindness meant more than she probably realizes. It's clear that Pets Best not only cares for pets, but also for the people who love them.
Project manager
Veterinarian urgent care is very understanding since I have a hyper sensitive German Shepherd. They are very patient and willing to spend the time with your Pet and yourself explaining everything. Please continue to provide excellent service.
Exceptional coverage and customer service
Our 6-month-old puppy became seriously ill and had to be hospitalized with many tests and ultrasounds and spent 4 days in the hospital. PHI Direct customer service showed compassion and reassurance, and they lived up to their word, covering 80% of all costs minus deductible. Then a couple months later our puppy was still showing signs of illness and had to go to see an internal medicine vet for food intolerances, again 80% of the costs were covered and the online claims process was fast and so was the reimbursement. Exceptional insurance coverage and helpfulness.
Insurer: PHI Direct
By: Colleen
Poor Minnie
"My sweet dog Minnie (havanese) started with Pet's Best AFTER she was diagnosed with allergies. We knew that the pre-existing condition would not be covered, but we decided we could not afford to pay more huge bills if she was ever sick or injured. Well, three years with no claims was fine, but we questioned if it was worth it. Fast forward to 8/2025… she developed a heart murmur, congestive heart failure, and now her kidneys are struggling due to all of the medicine. Thank God we kept the insurance! One cardiologist visit was $1400, so we met the deductible. Since then, I submit her vet visits, meds, and one ER visit and it has all been covered. It has been a real help. Her heart medicines are very expensive. I submit everything one by one. It takes me a little while, but they send direct deposit reimbursements and I am so grateful. I recommend Pets Best to friends and family all the time. I have it for my 3 yo Italian Greyhound too. I hope he never gets sick or injured, but I am glad to pay for Pets Best, just in case! "
Excellent Service
Service is excellent. Easy to file the claims and the company is very responsive!