5
out of 5
POSTED: | BY: Constance
Ms
Excellent
4.9
out of 5
Number of reviews 15,698
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
VETERINARIAN: Veterinary Neurological Center
POSTED: | BY: Jason
Pets Best is the Best
Our dog started having seizures for which he required emergency care. A subsequent MRI revealed that the cause of the seizures was Valley Fever in his brain. We were able to hospitalize, scan/diagnose, and treat his condition without incurring massive debt thanks to our coverage from Pets Best.
2
out of 5
POSTED: | BY: Maddy
Difficult claims process
Website is hard to navigate, it makes it hard for you to find your documents, it asks for a date pet first saw a provider for the issue whenever you submit a claim which does not make sense for ongoing medications and then denies if the date entered is greater than 180 days ago. After you submit a claim you cannot view the documents submitted which has made it hard to track when my husband and I take turns submitting. And customer service is a joke. Too late for me to change since if I did all issues would become preexisting with the new insurance. Do your research and find somewhere good when your pet is young as pet insurance companies make it impossible to switch
2
out of 5
VETERINARIAN: Baker Bristol Pet Hospital
POSTED: | BY: Nicholas
Please increase wellness coverage and annual benefit
Wellness coverage and annual benefit has stayed the same at $305 and $535 since I joined Pets Best in 2021. I have called customer reps several times and they said corporate will review but nothing has happened. The costs of office visits, vaccines, blood/fecal exams, etc. has all gone up in the last 5 years. Please evaluate and increase the wellness coverage and annual benefit to meet the economy inflation.
5
out of 5
POSTED: | BY: Candace
Consisten, Clear Claims Process!
I have two dogs and two insurance policies. Whether I am submitting a well-dog or sick-dog claim, the process is always the same. They acknowledge your claim immediately, let you know if it may take longer than expected, and quickly respond (and pay). If your claim is denied, they explain why and tell you how to get in touch with them if you disagree or have questions. I never have questions because they are so thorough!
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method.
Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Disclosures
Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.