Pets Best | Pet Insurance Review

4.9

out of 5

Number of reviews 15,498

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Waterloo Animal Hospital

POSTED: | BY: Elizabeth

Indy

First time to file a claim after 3 years+ with Pets Best. It was so easy and so fast to upload my receipts/claims. Claims explanations were easy to understand and reflected my policy exactly with no run-around, and payment to my bank account took just a few days. I knew when my veterinary specialist recommended Pets Best for my puppy (at the time) that I could absolutely trust them to provide fair coverage and excellent service. I am absolutely satisfied with my choice!
5

out of 5

VETERINARIAN: Greenfield Animal Hospital

POSTED: | BY: Elizabeth

Iggy feels great!

Fast turnaround from claim to payment. Paid exactly what I expected. Insurance made all the difference for this sweet dog that was in need.
5

out of 5

VETERINARIAN: Franklinville Animal Hospital

POSTED: | BY: Paul

Very good

Very good insurance company
5

out of 5

VETERINARIAN: Newington Veterinary Clinic

POSTED: | BY: Carl

Snoopy The Chihuahua

"My Snoopy the Chihuahua was diagnosed with irreversible heart disease. Pete's Best was great in processing his claims. i do not have to worry about visits to his cardiologist, I know Pete's Best has my back !"
1

out of 5

POSTED: | BY: Jennifer

KEEP RESERCHING- SWIPE NO ON PETS BEST

FROM THE FIRST CLAIM AT 8 WEEKS OLD TO THE NEWEST AT 11 MONTHS OLD THE DECISIONS ARE A JOKE. CUSTOMER SERVICE, A JOKE, NOBODY STATES THE SAME INFORMATION. GETTING A HOLD OF A REP- A JOKE. THINGS THAT STATE CLEARLY YOU GET REINBURSED GET DENIED. SURGERY. DENIED. WELLNESS COVERAGE DENIED. AFTER FIGHTING LIKE A LUNATIC A $3000 BILL, YOU WILL GET YOUR $150 SPAY NEUTER REFUND. BUT IF YOU HAVE FLEA AND TIC MEDICATION, THAT THEY PAY YOU, BUT NOT RIGHT AWAY. WORST DECISION I MADE. AND MIND YOU. 2 DOGS PAYING WAY OVER $200/ MONTH FOR THE INSURANCE. BIG J-O-K-E! OH AND YOU CANT CANCEL UNTIL AFTER A YEAR.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.

Disclosures

Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.

Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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