Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,883

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: rudandesignaol.com

The process was easy from quoting to…

The process was easy from quoting to getting the policy. Agent Kim Cardascia was very helpful, professional and polite. She explained the coverages and worked up a quote that was beneficial for my dog and worked financially for me too. I really like that you can customize your policy with Prudent Pet.
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5

out of 5

POSTED: | BY: bothamsgmail.com

Offers best bang for the buck

Offers best bang for the buck, easy to sign up for.
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5

out of 5

POSTED: | BY: Henry

The account representative was very…

The account representative was very knowledgeable and helpful in helping us select the best policy for our pet. The coverage and price was the best when comparing other options.
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5

out of 5

POSTED: | BY: kenneth lott

When my wife and I contacted, Pawlicy Advisor and spoke to Carrie, a pet policy representative we knew from that moment our pet would be in in great hands.

When I called to get information on pet insurance, from that very moment the wheels of professionalism started to turn in a positive direction. When I spoke to a policy advisor she explained everything to me in detail, and made sure that I understood the policy that best suited our pet. Then spoke to someone with Prudent pet insurance and things got even better, the representative was kind, polite and friendly, and extremely knowledgeable about the insurance policy and I was pleased with how I was treated by everyone, and my wife and I are glad we chose this pet insurance, and we are very pleased at how we were treated and we recommend Prudent Pet Insurance to anyone who is looking for the best insurance for your pet and have peace of mind knowing that you will get the 5 star treatment.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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