Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,883

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Toroking

I had recently bought this pet prudent…

I had recently bought this pet prudent insurance thinking I was going to save money but they ended up not being able to help me I recently went to get a wellness check for my cat and filed a claim for her in which they didn’t get back to me until two weeks just for me to find out I’ve been rejected in which I’m confused because I payed extra for the wellness coverage in which they did not cover as well thanks a lot👍
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1

out of 5

POSTED: | BY: indigogmail.com

The company is really sneaky, charges without you realizing ..

The company is really sneaky in the per insurance, it's crazy hard to see what taking place due to the web page I was using when I was approved for adopting a rescue pet. Then all of a sudden I get a notice that they charged my account, then a notice they are charging my account today as well!!! I was paying the Rescue agency the adoption fees and this Prudent Pet insurance scams in and starts immediately charging. I tried for 4 hours to reach someone to cancel and NOTHING!! Emails. Voicemails, nothing back. Nothing on the website allows me to cancel either (or it's hidden so well) the company is horrible due to this. Due to the shady method this company gets its business, I suggest no one purchase pet insurance through this agency.
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5

out of 5

POSTED: | BY: bradley foidel

Easy to do.

Easy to do.. had alll the information I needed to make an informed decision
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5

out of 5

POSTED: | BY: Karen

Transparency is the key

Transparency is the key! Thank you for being clear about your policies regarding renewals and the ability to do medical records. Reviews to know exactly what is covered and what is not.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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