Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,883

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: brooke

Pros and cons

1. The insurance covers a good amount 2. Contacting customer service is a handful it’s hard to get into contact with someone but once you do they do solve your problems. 3. I have conflicting opinions on how long it takes to get claims back some have taken a few days where I’ve had others go on for 3 weeks and have called with no update on them. 4. I would much rather dentals be covered by illness and injury rather than wellness. Dentals are very pricy and normally if you are giving dental chews and things like that it is preventative however if it’s not enough a dental is needed and it’s not covered under the injury or illness like I had thought. It deceived me a little cause I saw dental in my agreement but only for broken teeth which was not pointed out to me. So I will have to pay for the procedure all out of my pocket.
5

out of 5

POSTED: | BY: bell.amieatt.net

Easy platform to upload records and…

Easy platform to upload records and communication.
5

out of 5

POSTED: | BY: Paula Eslick

Easy to follow plans

Easy to follow plans, well priced with great customer service
5

out of 5

POSTED: | BY: Donna Conner

Ease of use

Your website was easy to use and determine which policy was best for my girl
5

out of 5

POSTED: | BY: bill.a.dickersongmail.com

Pawlicy made it easy to pick the most…

Pawlicy made it easy to pick the most cost effective insurance

Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.

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