Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,883

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Renate Hutchinson

Feeling confident with Prudent Pet Insurance

I spoke to Stephanie today to help me decide if Prudent Pet Insurance was the right choice. She answered questions about waiting periods,when the coverage begins,wellness coverage, dental cleanings, and how to get reimbursed. We covered quite a bit and I feel confident I made the right choice going with Prudent Pet Insurance.
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5

out of 5

POSTED: | BY: Timfanegmail.com

Easy process for signing up

Easy process for signing up. Everything was explained well and met our needs
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5

out of 5

POSTED: | BY: fjohnsonicloud.com

I had decided to purchase a policy from…

I had decided to purchase a policy from a competitor, was in process of paying on line, website froze twice, with no support, no live person to speak to. I asked what companies had a live manned customer service, Prudent was recommended. After wasting over two weeks with computer glitches, I called and was signed up in 30 minutes.
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5

out of 5

POSTED: | BY: Jacqueline

Prudent Pet Insurance has made my…

Prudent Pet Insurance has made my experience with them a flawless process. Although I have not had a reason to file a claim at this time, the company has provided details of their procedures to put me at ease 😉. Their accessibility to clients is great. They are a company that looks out for your pets' needs while providing you with a peace of mind ✨️.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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