Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

Nationwide is a Lifesaver

Without Nationwide coverage, I don’t know how I could have afforded Cali’s emergency medical expenses. Your coverage put my mind at ease so I could focus on Cali’s recovery. I’ve recommended Nationwide coverage to every dog owner I know. Thank you very much.
5

out of 5

POSTED: | BY: Linda

Olivia has a rough 1st year with two major surgeries; I’m so grateful we had this insurance

See above
5

out of 5

POSTED: | BY: Katherine

Great Experience

Easy claims process, incredibly quick reimbursement and clear communication when there's an issue.
5

out of 5

POSTED: | BY: April

caring service and transparent coverage

In a worsening situation after vet hours I contacted the care line- my questions and fears were promptly answered and we ended up at the emergency vet. I felt more confident (not like I was overeacting) by having their opinion, and was very pleased to find out by acting promptly we saved Benny from what would have most likely been a worse fate! The Care line gave me confidence. The bill was covered without any squabbles- black and white on the coverage- after deductible covered 90% of costs. Very satisfied! And I have a healthy kitty again.
5

out of 5

POSTED: | BY: Geoff

Quick Refund - some issues with sending receipts but pretty good

The refund process was pretty smooth and was in my bank account quickly. VitusVet works most of the time, but there are some issues with large PDFs, so I had to save to my computer, resize and reupload. What was troubling was that there was no “file too big message.” After you submit you should get a confirmation email, if you didn’t, there is no error message and vitusvet AND national’s email doesn’t bounce. Other than that, works great and payroll deduction at work is worth it.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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