5
out of 5
POSTED: | BY: David
Fantastic! Ease of filing claim and time of response is great!
Very easy to file claims and the turn around is great. I will definitely recommend to others.
4.7
out of 5
Number of reviews 25,788
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Rita
Great!
Excellent service!
5
out of 5
POSTED: | BY: B.
Nationwide Pet Insurance is GREAT!
Nationwide is wonderful to work with! Their personnel are very knowledgeable and helpful!
5
out of 5
POSTED: | BY: Mary
I am pleased with the help I receive when I phone Nationwide and the efficient way claims are processed.
I think that Nationwide provides a very good service and having Mel insured through your program is of great benefit. Especially the whole coverage with wellness package. I recommend it to all who have pets or are thinking of adding one to their family.
4
out of 5
POSTED: | BY: Kelly
Great insurance, substantial rate increase
I signed up with Nationwide when my puppy was 8-9 weeks old. The insurance at that time was $60/month, with a 250 annual deductible. The insurance is very good, the claims are fairly easy and they offer direct deposit. Customer service is usually pretty good, depending on who answers the phone (I've only encountered a couple representatives that weren't very friendly or acted like they cared about my concern)... Most are nice. As most pet owners know, you'll usually only meet your deductible the first year because after 6 months of age, you just take your pet for an annual check up. So it used to cost almost $1000 a year (60/month + 250 deductible) to have this insurance, which I do have the type that covers 90%. On the other hand, it does give me peace of mind knowing that my pet is covered should anything unexpected happen. My dog is 2 1/2 years old now, last year I didn't make any claims because I never went over my deductible. This year, to my surprise, the rate increased 50%! It is now $90.92!!!! I understand that all insurances go up a little, and in Nationwide's terms it states that there may be a slight increase upon renewal, but I do not consider this increase to be "slight". I do enjoy having peace of mind knowing that my pet will be covered if any accident or illness should arise, and I do think overall that this insurance is good in regards to coverage and processing of claims. But I'm not happy with the rate increase and the annual deductible. If you're paying that much per year, I don't think you should have to meet a deductible every year and now the cost is substantially higher.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.