Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lorie

CAT CLAIM FOR CHARLIE

i HAVE BEEN A NERVOUS WRECK WITH MY 5 YEAR OLD CAT, CHARLIE, iLLNESS. THE COST HAVE BEEN IN THE THOUSANDS TO FIND OUT WHAT WAS WRONG WITH HIM, BLOOD WORK PANELS, X RAYS, CAT SCANS, MRI'S, MEDICATIONS AND NATIONWIDE PAID THE CLAIMS AS FAST AS I COULD SEND THEM IN. I WAS SO HAPPY AS IT WAS BACK IN MY ACCOUNT BEFORE IT "HIT ME IN THE POCKETBOOK"! THIS IS A LONG HEALING PROCESS AND HOPEFULLY ALL IS GOING IN THE RIGHT DIRECTION.
5

out of 5

POSTED: | BY: Linda

Great service!

Perry's doing better after seeing the vet, and we are happy to have such a great insurance plan with excellent customer service!
5

out of 5

POSTED: | BY: Charles

Very responsive with good communications, very prompt payment of claims

same as written above
4

out of 5

POSTED: | BY: Andrea

Good coverage

Coverage is good and what is expected and easy to submit.
5

out of 5

POSTED: | BY: DONALD

Great insurance company and coverage 👍

Good company, good coverage.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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