MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,561

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Lisa

Impersonal signup, but good coverage & fast payments

The sign-up process is very impersonal; at first, I tried to give my new pet contract to the same salesperson who had helped me with my other dog's policy, hoping she would earn commission. I didn't hear back from her and lost a few days, so I wound up having to wait 30 days for insurance to kick in because I didn't sign up by a certain date although I had tried to sign on early and I had tried reward the saleswoman for helping look after my dogs. When I eventually heard back (in the meantime, I signed on with whoever answered the phone when I realized that the other person might never respond), she said they didn't get commission, which is likely why she took so long to reply; it became clear to me that she didn't care about helping me because there is 1) no incentive for her to care, and 2) they never intended to imply that you have a "relationship" with your insurance agent. However, beyond the impersonal sign-up process, I have nothing but positive things to say about my actual experience with renewals and claims processing. MetLife has kept my rates consistent, which has been wonderful. Their rates are competitive. Submitting a claim is very simple, and payment is fast. I had Embrace insurance in the past, and I would never go back to them.
2

out of 5

POSTED: | BY: Anju Matreja

My claims were not approved.

My claims were not approved.
5

out of 5

POSTED: | BY: customer

The claim process is easy and straight…

The claim process is easy and straight forward. Process time was timely. I thank metlife for making the process easy while my cat was fighting for her life.
5

out of 5

POSTED: | BY: Aar Kay

Easy of enrollment -

Simplified user experience. Clarity of information. Pet insurance? Think Metlife!!!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

Get a quote today

Leave a review