4
out of 5
POSTED: | BY: Noah
Quick turnaround on my claims.
Quick turnaround on my claims.
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4.7
out of 5
Number of reviews 11,561
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
3
out of 5
POSTED: | BY: Kersten Reyes
My recent claim for my dog
My recent claim for my dog, Yoda, I felt like I got the run around. I was informed after filing the claim to provide clinical notes (which I thought I had provided-DC summary was not in fact enough). I requested said notes and in the day it took me to get them and attempt to submit (later in the pm as I work during the daytime) the claim had been closed down and settled for only a fraction of the bill-when it said I had 10 days. Then when calling there were at least 2 calls with 2 different helpers asking me to provide different things to rectify the situation. Ultimately, I had to apply for an appeal to get the situation resolved, which I think it is now. The reason the claim was denied payment upon (or only 50$ towards) was unfounded and felt like a cop out to just settle it unfairly-calling it a "pre-existing" condition. I was disappointed in the amount of time and run around I seemed to get when my dog was violently ill over night and into a holiday-the reason I took him to the pet ER.
5
out of 5
POSTED: | BY: Georgina Seglin
Very easy to enroll
Very easy to enroll, good prices
5
out of 5
POSTED: | BY: AP
Very helpful!
Both times I’ve called the person on the phone has been very sweet and helpful! Your customer service reps are awesome! Thank you :)
1
out of 5
POSTED: | BY: Dhiraj Gupta
Metlife Never Process Full Claim
Metlife really sucks. Never process full claim. I used Nationwide previously and never had any problem. Switching again
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!