MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,561

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Blue's Mom

10/10 would (and have!) recommend

We have had an amazing experience with MetLife Pet Insurance!! It brought us so much peace of mind to know that we had the coverage to get the care our puppy needed. I can't imagine if we had to make decisions about his care without the financial peace of mind that our pet insurance policy brought to us. Filling out the claim was easy and painless, and the decision and reimbursement was timely and efficient. We are truly so grateful and have recommended MetLife Pet Insurance to many people since our recent scare! Our puppy is thriving and we are so grateful.
5

out of 5

POSTED: | BY: Emily

MetLife is so easy to submit claims to…

MetLife is so easy to submit claims to and quick to reimburse!
2

out of 5

POSTED: | BY: BENNY'S GRANDMA

Not a pre-existing condition

Rescued my golden who had small, hard stool when I got him and was on raw diet. I switched him to kibble which caused soft stool until we got him settled and it never occurred again. Until he got sick in May. Due to Dr wording-misunderstanding you all consider this a "pre-existing condition"! Which is NOT. He had soft stool during transition only. So the food that he now requires due to sensitive stomach is not covered which I don't agree with!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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