Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Daniel

i am very disappointed

I had dealings with your staff which was pleasant. however I feel have the insurance may not be right for us. because the coverage is not for older animals. I am paying the amount agreed upon, but there are limitations due to preexisting conditions. it would be better if I just save the money.
5

out of 5

POSTED: | BY: Sally

Embrace has been great for us. Clains processed qu

When deciding to add another furry friend we wanted insurance just in case. Our other Doxie had been in the animal hospital and cost us over a thousand dollars. After we purchased Dutchess we had no idea that in 6 weeks she would become very ill. Taking her to the vet we didn't have to ask how much for each test. She is fine now and will be on a special diet but Embrace pays for that also. She has a very sensitive gastric system. Thanks Embrace!!!
5

out of 5

POSTED: | BY: Roscoe

Fast and Accurate Responses

Although not always ruled in my favor, I completely understand the results. For other claims, Embrace has reviewed and issued checks for covered claims. We are new to Embrace, and so far are very satisfied that we chose Embrace for Margi's medical coverage.
5

out of 5

POSTED: | BY: Bren

Embrace Pet Insurance

The ease of filing a claim for our 2 dogs is so easy. Scan, log on to site, and attach that simple. We receive notification of submission within 24 hours - they do a great job in letting us know the status of our claim. When I first signed up the customer service personnel were friendly and helpful. I love the fact they cover more than any other pet insurance companies I researched - Worth every penny.
5

out of 5

POSTED: | BY: Stacy

Cue Tail wagging- happy with Embrace

We are very happy with Embrace pet insurance. Every time I call the customer service line, the call is answered quickly & the service representative is courteous & knowledgeable. We do not have to fight for our claims to be paid, when they are eligible for payment. The claims are also reviewed in a timely manner from date of submission.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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