Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Maureen

would never be without it

When my rough and tumble never stopping dog, Izzy, slowed down, it was cause for concern. I have always done whatever necessary to help my dogs, and it brings me such peace of mind knowing I have coverage to help me out.
5

out of 5

POSTED: | BY: Juan

Tomas recovering from Cancer

Hi, Tomas is a golden retriever and has been a bit longer than 5 years with us. He got home being a puppy and has grown up with my kid. He was diagnosed with a type of cancer about 2 months ago. The process, in addition to being emotionally and time-consuming, has been highly expensive (around $8000 between Vet fees, specialist appointments, different type of medical testing, radiology services, medicaments, etc.) Tomas has made it so far and considering the circumstances, he is doing welI. My whole family continues committed to Tomas recovery and hopefully, we will get this behind us soon (appointment to define next steps this coming Saturday )I am glad EMBRACE has been supporting us since the beginning of the treatment and had processed the claim timely and properly. I continue recommending EMBRACE to all my friends with pets.
4

out of 5

POSTED: | BY: Cherie

Good Service - Happy Customer

My 8 year old australian shepherd was diagnosed with Lyme and then an FCE within four weeks of each other. While it was a bit tough getting all the info together, the embrace team was understanding and helped me work through it. Happy dog = happy customer.
5

out of 5

POSTED: | BY: Rebecca

Excellence in Speed and Coverage

Not only did Embrace cover 90% of my dog's emergency visit, but I received th reimbursement check 3 days after I submitted the claim. I am beyond thrilled that I decided to put Harry on Embrace's endurance. It is definitely one of the best decisions I've made by him.
5

out of 5

POSTED: | BY: Haber

Honorable Company Embrace

They have keep their part of our agreement and helped me and paid 80% of my bills almost $8,000 dollars!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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