Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dolores

First time user. Very easy to process a claim.

Extremely pleased with my Embrace insurance. Used for the first time due to my dog having surgery for bladder stones. Kept me informed as to what stage I was in for a refund. All questions were answered politely. Happy I made the decision to purchase the insurance thru Embrace.
5

out of 5

POSTED: | BY: Kathy

Superb company 7 year plus customer multiple dogs

I have had both of my Labradors insured by EMBRACE from the moment they entered my life and house. I will continue to do so for all future dogs. It is hard enough th have a dog suffering from severe elbow dysplasia, but at least with this insurance I could do the best by her. No question that I would gladly prefer to make no claims and contribute to the insurance pool. My dogs will have better health care than some people with republicans in power.
5

out of 5

POSTED: | BY: Heather

Payment efficiency

Embrace makes it so easy to get reimbursed. Very quick with turn around time!
5

out of 5

POSTED: | BY: Tara

Great Insurance Provider

Embrace has been very helpful throughout my cat's illness. I feel very grateful to have insurance to help me with the vet bills.
5

out of 5

POSTED: | BY: Kathy

Great service

I have been an Embrace customer since 2014. I am very pleased with the service and staff and would absolutely recommend Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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