Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Happy

Fantastic service and great insurance!

WIth this final payment, I maxed out my $10,000 for the year with my lovely almost 9 year old Bernese Mt. Dog who has had many joint problems and now is fighting histiocytic sarcoma. I couldn't have done it without the insurance. All of my many vets (including oncologist, surgeon, physical rehab, acupuncturist) have found Embrace to be very easy and user friendly. I have gotten reimbursement back within a few weeks, and everyone I have spoken to has been beyond helpful and pleasant. I have recommended Embrace to many people as I travel around doing pet therapy. I certainly can't complain about getting $10,000 in reimbursements over the past 6 months. Thank you Embrace!
4

out of 5

POSTED: | BY: Laura

efficient

very efficient.
5

out of 5

POSTED: | BY: Norma

Best Pet Insurance-Embrace!

I wanted to Thank Embrace Pet Insurance for understanding our loss of our Dog, Bobby. Embrace pet insurance was mourning with us and did our claim within a timely matter due to the cost of over $2k. I also appreciate the sympathy card signed by Embrace staff members. We miss Bobby and Bobby also misses us and his family, Embrace Pet Insurance. Thanks in advance Norma Estrada
5

out of 5

POSTED: | BY: Edgardo

Great service

So far I am very happy with the way that Embrace has handled my claims. Keep up the good work!
5

out of 5

POSTED: | BY: Carolyn

Embrace does what they say they will do.

All of Satin's and Sable's claims have been paid according to policy and done in a timely manner. The customer service is great!!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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