Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shauna

Love them, but I wish they covered at least a portion of medications

I am always very pleased with this company, and the service that I receive from them. I only wish they covered at least part of the medications for services rendered by me vet.
5

out of 5

POSTED: | BY: Renate

Could not do it without you!

Thank you for checking on my Culloden. He is doing much better - although he looks a wee bit ratty from all the shaving. He had two growths removed - one that had been there for a long time, and then a second one that appeared suddenly, and grew quickly. I am willing to do anything for my boy, because I love him to distraction. He is my companion and friend, my house-mate and protector. It is thanks to you that I will never have to say "I could not afford that!". Will not happen to my dog! BTW, I often post about you on Facebook when asked about opinions about pet insurance. You can pay me when you get around to it!
5

out of 5

POSTED: | BY: Dirza

We are very thankful to be able to have this insurance for out pets.

We have had many cats and dogs and have had VPI/Nationwide insurance for them for the past 20 plus years. It has saved us many times. I love knowing that if something happens to one of them, we can go any where to the best doctor without having to worry not being able to afford it. Filing a claim is very easy and you can track the progress online. I am a dog trainer and recommend Nationwide Pet Insurance to all my classes and clients.
5

out of 5

POSTED: | BY: TRACY

Nationwide is on our side :-)

My Bella is like my child and deserves the best healthcare just as my other children do. I have a fantastic Vet that takes excellent care of her. I also have the best healthcare coverage I could get for her. Nationwide is one of the best things decisions I have ever made!
5

out of 5

POSTED: | BY: Marti

Grateful for my pet insurance

My Peanut recently had a bout of aspiration pneumonia, and was complicated by all the smoke from recent fires. I am fortunate that the vets I have chosen have been wonderful. I have been happy with the reimbursement from Nationwide and have found that supplying records along with the itemized receipt and claim form hastens that process. However, my dog is older and has arthritis. Of course I use wellness supplements as well as one RX med, but would hope that some day Nationwide would not have a pre-existing condition clause on their policies
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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