Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Roellyn

They love my dog as much as I do!!.

Always courteous and helpful whenever I call for information about a claim.
5

out of 5

POSTED: | BY: Coleen

Pet Insurance gives us the assurance we needed

Before we had Nationwide Pet Insurance, I was always afraid of what would happen if an emergency arose concerning my pets. Now I have peace of mind knowing that they're covered. It's very comforting to know that I don't have to worry. We also love the fact that a lot of the routine care is paid for, such as annual exams, vaccinations, etc. We're very happy!
4

out of 5

POSTED: | BY: Christina

Easy claims process and fair so far

So far the cost of insurance doesn't outweigh the benefits as my dog has not been seriously ill or injured. They really charge a lot for older dogs so I can't give a glowing review. They are fair in their reimbursements and cover many expenses. I think they are improving the claims process as far as submitting them electronically and paying claims via direct deposit.
4

out of 5

POSTED: | BY: Lori

Insurance is paying off

It's hard to know whether pet insurance is worth it, but when we've needed it, Nationwide Pet Insurance has come through. It's also easy to submit claims, which we really appreciate.
5

out of 5

POSTED: | BY: Talia

HORRIBLE

My dog had minimal dental buildup so they wouldn't cover her dental cleaning. Every animal has SOME tartar. It is not a CONDITION. It is LIFE. They steal your money. DO NOT RECOMMEND. It took them 4 months to finally review the invoices. 2 months after they received her records. SLOW SERVICE and vague descriptions of previous conditions.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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