Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Paul

Glad we had insurance!

Our dog Jem recently needed spine surgery and insurance covered a good chunk of the cost! They even covered the cost of the MRI. Without the surgery Jem would have been paralyzed. She is doing much better now and is walking normal again. Thank you Nationwide!
5

out of 5

POSTED: | BY: Carol

Whole Pet plan beats its competition

It's working out great. Most plans wouldn't accept my kitten because she was rescued under 6 weeks old. Most plans has restrictions about what's covered and what's not covered on a visit. For example, for an emergency visit, some plans will cover everything except the office visit or dr. visit fee. Now, with Whole Pet, I don't have to worry about any of that. The plan covered 90% of the entire bill after a one time annual deductable of $100. Best of all, when compare to another popular plan that covered only accidental and major illness, Whole Pet covered everything for just a couple dollars more. I know my kitten won't need the insurance as much after the first year. It's the peace of mind I won't have to guess at future bills that's worth the most.
5

out of 5

POSTED: | BY: Kris

Awesome!

Working with Nationwide is easy and I’m so glad I have insurance for my bandit. Best decision i’ve made.
5

out of 5

POSTED: | BY: Erica

Best thing I have done for my pets!

The claims are always made easy and love that now it gets deposited directly into my bank. This was one of the best decisions I have made to add Pet Insurance! The company is also very thoughtful and helpful. Would highly recommend.
5

out of 5

POSTED: | BY: Sheila

Good policy—provides good service and great peace of mind.

My dog was attacked by some wild animal. I submitted three claims in all, and after the annual deductible, all costs were paid. I wish I could have submitted my claim by email, but my scans of the vet bills didn't go through, so I had to mail them. That slowed down the payment but I liked being able to check on the website to see the status of the claim

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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