4
out of 5
POSTED: | BY: Karley
This is a company that cares.
We love having pet insurances, it really help to raise a young puppy that has unique habits and health issue.
4.7
out of 5
Number of reviews 25,788
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sheila
Good, Reliable Insurance
I’m please with Nationwide Pet Insurance and would recommend it for anyone. While not cheap, they do cover things. The problem I see is they’re slow but what insurance company isn’t!?!
5
out of 5
POSTED: | BY: Sunil
Awesome service
I am grateful for this service afforded by Nationwide. This service has helped us cover the cost of unexpected doctor visits of our beloved dog, Sparky. Thanks for helping us through some tough times.
5
out of 5
POSTED: | BY: Bernadette
Fast service!
Nationwide’s service was fast. I submitted my claim and received the reimbursement within a reasonable period of time. Their personnel are very knowledgeable and helpful.
2
out of 5
POSTED: | BY: Lisa
Doesn't cover accidents or emergencies
We have had insurance with Nationwide for our two dogs for five years. We pay $30 per month for each dog with a $250 deductible. Our dog recently accidentally ingested grapes and we had to take him to the Animal ER. Because grapes may cause renal failure and he could have died, he was required to stay in the hospital for two days. This included treatment of induced vomiting, an IV, and constant monitoring and blood testing. The total cost was $1400. We put in a claim with Nationwide as this was the reason we got insurance to begin with - to cover these types of incidents. After providing all the medical records and invoices to Nationwide we received $290 for a claim of $1400. It would have been a better use of our money over the last 5 years to start a savings account for our dogs. It is clearly not worth the money to have pet insurance.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.