Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Brian

A little dissapointed my plan doesnt cover what I thought it would.

I was under the impression that my plan covered his nutering. Come to find out it doesnt and the plan that does is not available to new customers. I would like to know how and when I can upgrade to a plan that does cover it.
5

out of 5

POSTED: | BY: Lisa

Simple and easy to submit claims.

Always happy with service and responses,
5

out of 5

POSTED: | BY: Sheila

Nationwde has been great for Malia.

We've been very satisfied with Nationwide insurance since we got it. Always get good service with our claims.
1

out of 5

POSTED: | BY: Melissa

Very Unsatisfied and Not Afraid to Share why

My last claim was not approved for no reason. My dog had a respiratory infection and need follow-up for an injury causing possible IVDD. Instead, doctor "records" were requested. I've submit everything I have within the time frame requested, so I don't actually understand why you want from me. I also spoke to someone who made me pay almost $300 because they hadn't received payments from my employer, but I have stubs showing everything deducted from my checks. Also, my fee was $27.39/check and my last two pay stubs show $46.83 being deducted. Everything about this feels like a scam and the only reason I still have it is because I have open claims.
5

out of 5

POSTED: | BY: Lindsey

So appreciative of the help I’ve received!

Great! I’ve been reimbursed for every claim I’ve filed.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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