Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Austin

Very Slow Claims Process

I submitted a claim for my dog's surgery that was very pricey, and I am still waiting to hear back/get refunded two months later. I had another claim that was just over $200, and this claim was filed and refunded within a timely manner.... But not the $2K claim.... This claim is being dragged on and on with zero notifications. The entire reason that I switched to the wellness program was for situations like this.... and now I am unsure if it was worth it. I have already hit my deductible, and now I am having to wait to receive any refunds.
5

out of 5

POSTED: | BY: Marielle

Excellent service

Excellent service and straightforward claim processing.
5

out of 5

POSTED: | BY: Laura

Excellent Experience

I have filed a few claims and each time it has been simple and quick turn around.
5

out of 5

POSTED: | BY: Jeannine

So nice to have peace of mind that when our girl gets sick, you don't have to hesitate to get her help.

Love the NW pet insurance. Claims paid as promised and in a timely manner.
5

out of 5

POSTED: | BY: Aki

Easy App, Seamless Reimbursement

Never had an issue, don't always get full reimbursement, but mostly obtain a majority of reimbursement of costs. No paperwork, just scan via phone app and checks come weeks later with little issues or complications.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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