Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elizabeth

customer service is awesome - so courteous, care, and always making sure they helped in every way when i call

thank you for always being so helpful in assisting me with the claims
5

out of 5

POSTED: | BY: John

Otis’s dad

Excellent coverage, everything’s included. Emergency visits, well visits.. EVERYTHING!!!!!
1

out of 5

POSTED: | BY: Anthony

Nationwide always looking for loop holes to deny claims, even though they NEVER miss their premium payments.

Nationwide looks for loop holes to deny claims , but NEVER misses their premium payments. Sadly I can not cancel the policy in fear of needing it for a major injury. They should be more receptive to claim payments.
5

out of 5

POSTED: | BY: Lonna

Completely satisfied

Claims have been processed quickly and customer service has been great.
5

out of 5

POSTED: | BY: Randy

We have been a customer for about 20 years and will hopefully be a customer for another 20 years!!

For about 20 years we have had great coverage and easy claim submission. Not much more to say other than I wish my health insurance coverage and response time was as fast as this pet insurance is. The only suggestion is that I wish claim turn around time was faster but it's still faster than BCBS so I guess I really can't complain!! Thanks for taking care of our pets throughout the years...

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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